T ABLE 64
REMAINING CONTRACTUAL MATURITY (continued)1 (millions of Canadian dollars)
Less than 1 month
Assets Cash and due from banks
Interest-bearing deposits with banks Trading loans, securities, and other2 Derivatives
Financial assets designated at fair value through profit or loss
Available-for-sale securities Held-to-maturity securities
Securities purchased under reverse repurchase agreements
Loans Residential mortgages
Consumer instalment and other personal Credit card
Business and government Debt securities classified as loans Total loans Allowance for loan losses
Loans, net of allowance for loan losses Customers’ liability under acceptances
Investment in TD Ameritrade Goodwill3
Other intangibles3
Land, buildings, equipment, and other depreciable assets3 Deferred tax assets
Amounts receivable from brokers, dealers, and clients
Other assets Total assets
Liabilities Trading deposits
Derivatives Securitization liabilities at fair value
Deposits4,5 Personal Banks
Other financial liabilities designated at fair value through profit or loss
Business and government Obligations related to securities sold short2
Total deposits Acceptances
Obligations related to securities sold under repurchase agreements
Securitization liabilities at amortized cost
Amounts payable to brokers, dealers, and clients
Insurance-related liabilities Other liabilities6
Subordinated notes and debentures Equity
Total liabilities and equity
Off-balance sheet commitments Purchase obligations Operating lease commitments Network service agreements Automated teller machines Contact center technology
Software licensing and equipment maintenance
Credit and liquidity commitments Financial and performance standby letters of credit
Documentary and commercial letters of credit
Commitments to extend credit and liquidity7,8
Unconsolidated structured entity commitments Commitments to liquidity facilities for ABCP
1 2 3 4 5
$ 3,154 $ 40,890 1,955 2,845
195 268 170
57,371 1,301
477 –
18,755 1
20,534 –
20,534 13,889
– – –
– –
21,996 2,356
– $ 420
3,957 4,661
488
1,763 966
21,490 2,418
1,140 –
4,682 5
8,245 –
8,245 2,380
– – –
– –
– 539 – $ 529
3,327 2,906
535
1,899 1,779
14,315 12,045
2,779 –
7,030 94
21,948 –
21,948 337
– – –
– –
– 1,468 – $ 154
3,524 3,443
205
1,299 1,930
3,002
11,703 2,058 –
6,699 43
20,503 –
20,503 40
– – –
– –
– 85 – $ 53
4,587 3,315
285
1,249 1,896
1,083
11,579 2,256 –
4,132 –
17,967 –
17,967 –
– – –
– –
– 120
$ 12,654 $ 16,457 $ 27,238 $ 11,751 $ 4,308 $ 2,629 –
4,462 471
190
4,580 6,118
15,815 26,513 13,889
942
54,621 24
22,664 127
1,356 –
– 204
6,736 2,782
10,600 20,118 2,380
1,631 7,884
983 –
170
2,243 –
–
2,599 27
284
7,075 774
6,622
14,471 337
2,017 2,499
1,366 –
257 682 –
–
2,720 285
337
5,252 173
5,813
11,238 40
1,917 1,427
1,547 –
352 286 –
–
2,343 –
224
4,896 211
13,950 19,057 –
417 424
1,971 –
330 170 –
–
– $ –
9,410
10,102 552
4,556 6,952
95
30,751 2,454 –
11,578 120
44,903 –
44,903 –
– – –
– –
– 93
– $ –
15,426 22,291
770
33,196 35,744
8
111,105 36,243 –
49,473 243
197,064 –
197,064 –
– – –
– –
– 140
7,520 1,933
176
9,333 1
13,265 22,599 –
3,113 225
4,104 –
829
1,261 –
–
360 $ 1,202 $ 17,294 5,033
–
12,353 6
37,896 50,255 –
9,583 76
10,013 –
1,728 3,215 –
–
– $ –
17,958 19,875
1,171
42,580 25,013
–
31,471 26,251 –
52,845 1,681
112,248 –
112,248 –
– – –
– –
– 82 789 $
17,651 3,237
–
190 13
10,266 10,469 –
10,904 –
2,735 –
1,054 101
8,637 –
– $ 437
35,013 –
177
1,972 –
– –
61,813 30,215 12,335 –
104,363 (3,434)
100,929 –
6,683
16,337 2,671
5,314 1,931
– 8,365 3,154
42,483 95,157 69,438
4,378
88,782 74,450
97,364
212,373 135,471 30,215
167,529 2,187
547,775 (3,434)
544,341 16,646
6,683
16,337 2,671
5,314 1,931
21,996 13,248
$ 165,623 $ 44,909 $ 49,043 $ 34,185 $ 30,555 $ 76,663 $ 304,639 $ 218,927 $ 179,829 $ 1,104,373
– $ 74,759 – –
57,218 10,986
–
345,403 7,002
168,451 520,856 –
8,279 –
– –
1,672 4,909 –
67,028 1,415
395,818 17,080
282,678 695,576 16,646
38,803 67,156
22,743 22,664 14,223
6,519 8,637
67,028 $ 135,609 $ 57,003 $ 51,777 $ 31,900 $ 29,244 $ 42,120 $ 98,399 $ 55,577 $ 602,744 $ 1,104,373 $
77 $ 2 9 3
12
868 53
12,541 –
155 $ 3
19 5
71
1,406 50
14,457 151
Certain comparative amounts have been reclassified to conform with the presentation adopted in the current period.
Amount has been recorded according to the remaining contractual maturity of the underlying security.
For the purposes of this table, non-financial assets have been recorded as having ‘no specific maturity’.
As the timing of demand deposits and notice deposits is non-specific and callable by the depositor, obligations have been included as having ‘no specific maturity’.
Includes $24 billion of covered bonds with remaining contractual maturities of $4 billion in ‘9 months to 1 year’, $4 billion in ‘over 1 to 2 years’, $13 billion in ‘over 2 to 5 years’, and $3 billion in ‘over 5 years’.
231 $ 5
28 8
36
2,415 97
9,654 148
6
228 $ 5
29 8
38
2,917 64
5,665 138
227 $ –
30 8
27
1,586 12
8,509 138
874 $ 2,183 $ 4,091 $ –
–
21 32
112
3,183 35
11,579 464
35 29
74
8,479 19
63,334 707
– – –
7
192 –
3,660 –
– $ – – –
–
– –
1,881 –
8,066 15
171 93
377
21,046 330
131,280 1,746
Includes $106 million of capital lease commitments with remaining contractual maturities of $3 million in ‘less than 1 month’, $7 million in ‘1 month to 3 months’, $8 million in ‘3 months to 6 months’, $7 million in ‘6 months to 9 months’, $6 million in ‘9 months to 1 year’, $24 million in ‘over 1 to 2 years’, $29 million in ‘over 2 to 5 years’, and $22 million in ‘over 5 years’.
7 Includes $133 million in commitments to extend credit to private equity investments. 8
Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time.
1 to 3 months 3 to 6 months 6 to 9 months
9 months to 1 year
Over 1 to 2 years
Over 2 to 5 years
Over 5 years
specific maturity
As at
October 31, 2015 No
Total
TD BANK GROUP ANNUAL REPORT 2016 MANAGEMENT’S DISCUSSION AND ANALYSIS 101
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