T ABLE 64
REMAINING CONTRACTUAL MATURITY (millions of Canadian dollars)
Less than 1 month
Assets Cash and due from banks
Interest-bearing deposits with banks Trading loans, securities, and other1 Derivatives
Financial assets designated at fair value through profit or loss
Available-for-sale securities Held-to-maturity securities
Securities purchased under reverse repurchase agreements
Loans Residential mortgages
Consumer instalment and other personal Credit card
Business and government Debt securities classified as loans Total loans Allowance for loan losses
Loans, net of allowance for loan losses Customers’ liability under acceptances
Investment in TD Ameritrade Goodwill2
Other intangibles2
Land, buildings, equipment, and other depreciable assets2 Deferred tax assets
Amounts receivable from brokers, dealers, and clients
Other assets Total assets
Liabilities
Trading deposits Derivatives
Securitization liabilities at fair value
Deposits3,4 Personal Banks
Other financial liabilities designated at fair value through profit or loss
Business and government Obligations related to securities sold short1
Total deposits Acceptances
Obligations related to securities sold under repurchase agreements
Securitization liabilities at amortized cost Amounts payable to brokers, dealers, and clients Insurance-related liabilities Other liabilities5
Subordinated notes and debentures Equity
Total liabilities and equity
Off-balance sheet commitments Purchase obligations
Operating lease commitments Network service agreements Automated teller machines Contact center technology
Software licensing and equipment maintenance
Credit and liquidity commitments Financial and performance standby letters of credit
Documentary and commercial letters of credit
Commitments to extend credit and liquidity6,7
Unconsolidated structured entity commitments Commitments to liquidity facilities for ABCP
1 2 3 4 $
80 $ –
13 3
15
841 24
16,582 –
159 $ –
26 5
85
1,386 21
15,349 1,180
Amount has been recorded according to the remaining contractual maturity of the underlying security.
For the purposes of this table, non-financial assets have been recorded as having ‘no specific maturity’.
As the timing of demand deposits and notice deposits is non-specific and callable by the depositor, obligations have been included as having ‘no specific maturity’.
Includes $29 billion of covered bonds with remaining contractual maturities of $4 billion in ‘over 3 months to 6 months’, $2 billion in ‘over 1 to 2 years’, $20 billion in ‘over 2 to 5 years’, and $3 billion in ‘over 5 years’.
237 $ –
23 8
30
3,159 217
9,217 830
5
235 $ – 6 8
47
3,006 68
6,405 395
232 $ – 6 8
36
1,856 9
5,544 923
896 $ 2,173 $ 3,943 $ –
–
24 29
127
3,951 30
15,116 212
20 –
103
8,405 67
73,544 –
– – –
–
142 –
3,342 –
– $ – – –
–
– –
2,271 –
7,955 –
118 61
443
22,746 436
147,370 3,540
Includes $115 million of capital lease commitments with remaining contractual maturities of $1 million in ‘less than 1 month’, $5 million in ‘1 month to 3 months’, $7 million in ‘3 months to 6 months’, $7 million in ‘6 months to 9 months’, $7 million in ‘9 months to 1 year’, $28 million in ‘over 1 to 2 years’, $46 million in ‘over 2 to 5 years’, and $14 million in ‘over 5 years’.
6 Includes $131 million in commitments to extend credit to private equity investments. 7
Commitments to extend credit exclude personal lines of credit and credit card lines, which are unconditionally cancellable at the Bank’s discretion at any time.
$ 13,002 $ 14,604 $ 23,930 $ 13,070 $ 12,071 $ 1,103 $ 1,226 $ 5,526 –
6,623 594
73
3,846 5,741
14,654 24,241 13,589
1,066
39,986 –
17,857 145
2,960 –
– 41
6,024 3,056
15,307 24,387 2,046
1,118 5,315
141 –
216
2,247 –
–
4,890 334
13
7,794 231
8,064
16,089 67
1,127 2,545
481 –
313
1,734 –
–
3,066 678
25
6,038 77
7,563
13,678 3
1,311 540
570 –
378 276 –
–
1,962 226
37
5,195 10
2,623 7,828 1
883 507
1,108 –
372 196 –
–
8,106 1,944
–
9,236 3
19,927 29,166 –
3,406 40
3,989 –
974
2,535 –
–
17,779 4,989
–
11,915 3
46,952 58,870 –
11,239 40
8,597 –
1,891 2,551 –
– 780 $
17,473 3,725
1
132 12
12,492 12,636 –
11,869 –
3,032 –
1,057 808
10,891 –
– $ 79,786 – –
65,425 12,490
–
389,052 8,068
189,645 586,765 –
1,096 –
– –
1,700 6,389 –
74,214 190
439,232 17,201
317,227 773,660 15,706
33,115 48,973
17,918 17,857 7,046
19,696 10,891
74,214 $ 118,445 $ 57,332 $ 51,523 $ 33,595 $ 25,191 $ 51,263 $ 107,182 $ 62,272 $ 670,164 $ 1,176,967
$ 3,907 $ 52,081 843
5,577 41
200 560
56,641 772
438 –
21,293 –
22,503 –
22,503 13,589
– – –
– –
17,436 2,488
– $ 617
2,466 6,938
83
1,976 5,791
21,541 2,252
881 –
4,574 68
7,775 –
7,775 2,046
– – –
– –
– 518 – $ 236
6,685 5,001
801 995
3,290 5,855 4,483
1,934 –
7,006 16
13,439 –
13,439 67
– – –
– –
– 686 – $ 199
5,211 3,821
353
1,757 1,065
1,777 8,598
2,734 –
6,581 27
17,940 –
17,940 3
– – –
– –
– 128
– $ –
3,421 2,680
159
1,593 1,172
238
9,786 3,401 –
5,153 10
18,350 –
18,350 1
– – –
– –
– 97
– $ –
8,069
10,103 415
10,175 8,360
–
52,123 14,724 –
16,402 66
83,315 –
83,315 –
– – –
– –
– 150
– $ –
19,671 19,780
1,333
48,890 37,182
–
108,256 35,505 –
59,765 78
203,604 –
203,604 –
– – –
– –
– 269
– $ –
15,589 18,342
915
39,916 26,975
–
31,066 24,058 –
59,006 1,409
115,539 –
115,539 –
– – –
– –
– 153 – $ 581
37,302 –
183
2,069 –
– –
60,856 31,914 14,294 –
107,064 (3,873)
103,191 –
7,091
16,662 2,639
5,482 2,084
– 8,301 3,907
53,714 99,257 72,242
4,283
107,571 84,395
86,052
217,336 144,531 31,914
194,074 1,674
589,529 (3,873)
585,656 15,706
7,091
16,662 2,639
5,482 2,084
17,436 12,790
$ 175,866 $ 49,751 $ 37,055 $ 32,254 $ 27,711 $ 120,587 $ 330,729 $ 217,429 $ 185,585 $ 1,176,967 1 to 3 months 3 to 6 months
6 to 9 9 months Over 1 to Over 2 to months to 1 year
2 years 5 years Over 5 years specific maturity Total As at
October 31, 2016 No
100 TD BANK GROUP ANNUAL REPORT 2016 MANAGEMENT’S DISCUSSION AND ANALYSIS
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