The following table summarizes the segment results for the years ended October 31.


Results by Business Segment1 (millions of Canadian dollars)


Canadian Retail


Net interest income (loss) Non-interest income (loss)


Total revenue


Provision for (reversal of) credit losses Insurance claims and related expenses Non-interest expenses


Income (loss) before income taxes Provision for (recovery of) income taxes


Equity in net income of an investment in TD Ameritrade


Net income (loss) Total assets as at October 31


Net interest income (loss) Non-interest income (loss)


Total revenue


Provision for (reversal of) credit losses Insurance claims and related expenses Non-interest expenses


Income (loss) before income taxes Provision for (recovery of) income taxes


Equity in net income of an investment in TD Ameritrade Net income (loss)


Total assets as at October 31


Net interest income (loss) Non-interest income (loss)


Total revenue


Provision for (reversal of) credit losses Insurance claims and related expenses Non-interest expenses


Income (loss) before income taxes Provision for (recovery of) income taxes


Equity in net income of an investment in TD Ameritrade Net income (loss)


Total assets as at October 31 1


Effective fiscal 2016, the presentation of the U.S. strategic cards portfolio revenues, provision for credit losses, and expenses in the U.S. Retail segment includes only the Bank’s agreed portion of the U.S. strategic cards portfolio, while the Corporate segment includes the retailer program partners’ share. Certain comparative amounts have been recast to conform with this revised presentation. There was no impact on the net income of the segments or on the presentation of gross and net results in the Bank’s Consolidated Statement of Income.


$ 9,979 10,230


20,209 1,011


2,462 8,557


8,179 2,191


–


$ 5,988 $ 383,011


$ 9,781 9,904


19,685 887


2,500 8,407


7,891 1,953


–


$ 5,938 $ 360,100


$ 9,538 9,623


19,161 946


2,833 8,438


6,944 1,710


–


$ 5,234 $ 334,660


U.S. Retail


$ 7,093 2,366


9,459 744


–


5,693 3,022 498


435


$ 2,959 $ 388,749


$ 6,131 2,098


8,229 535


–


5,188 2,506 394


376


$ 2,488 $ 347,249


$ 5,179 1,986


7,165 436


–


4,512 2,217 412


305


$ 2,110 $ 277,085


$ $ $


Wholesale Banking


$ 1,685 1,345


3,030 74


–


1,739 1,217 297


– 920 $ 342,478


$ 2,295 631


2,926 18


–


1,701 1,207 334


– 873 $ 343,485


$ 2,210 470


2,680 11


–


1,589 1,080 267


– 813 $ 317,524


For the years ended October 31 2016


Corporate $ 1,166


451


1,617 501


– 2,888


(1,772) (843)


(2)


$ (931) $ $ 62,729


$


517 69


586 243


– 2,777


(2,434) (1,158)


1


$ (1,275) $ $ 53,539


$


657 298


955 164


– 1,957


(1,166) (877)


15


$ (274) $ $ 31,242


$ $ Total $


19,923 14,392


34,315 2,330


2,462


18,877 10,646 2,143


433 8,936


$ 1,176,967 2015


18,724 12,702


31,426 1,683


2,500


18,073 9,170 1,523


377 8,024


$ 1,104,373 2014


17,584 12,377


29,961 1,557


2,833


16,496 9,075 1,512


320 7,883 $ 960,511


TD BANK GROUP ANNUAL REPORT 2016 FINANCIAL RESULTS 191


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