SURVEYING


I do not want a survey The simple introduction of the above


text has already proved an effective way of ensuring that buyers are aware there is a difference between a lender’s valuation and a survey. By including the suggested lines above, conveyancers can demonstrably discharge any responsibility that they have in respect of the lenders handbook, while ensuring that their customer is better informed.


SURVEY OPTIONS


For those likely to be recommending a survey supplier to the consumer, there is lots of choice out there. At RPSA, we have spent considerable time developing our Home Condition Survey (HCS), which protects conveyancers, while offering consumers a thorough, yet clear and concise report on their future home. The HCS is a product provided by the Surveyors and Valuers Accreditation (SAVA) and the Building Research Establishment (BRE). The Home Condition Survey offers the following features, which are unique in the market place:


Complete assurance that the survey is carried out by an accredited surveyor No concerns in respect of PI cover – held by SAVA or BRE A free consultation with the surveyor Survey is held centrally by SAVA or BRE and a copy can be retrieved and made available to the consumer at any time All surveys are subject to a quality assurance regime All accredited surveyors are subject to a quality assurance regime Survey meets requirement of clause 4.4 of the CML Lenders Handbook


The product provides complete peace of mind for consumers and conveyancers, while offering a comprehensive condition report that will allow the buyer to make an informed decision about their future purchase. It’s written in a jargon-free style with ample photographs to provide clear and concise information about the structure and condition of the property. RPSA is proactively promoting this condition survey to consumers and in turn, we expect this to help raise awareness


among buyers of the various survey options available to them.


SO WHAT NEXT?


We undoubtedly still have a long way to go to educate buyers and the wider public, firstly about the different surveys available and secondly about the important information they can provide. However, the feedback from our membership is clear, it should not fall to the estate agent to educate potential buyers about their survey options. Instead, we believe that this responsibility should lay with the conveyancer and as such, we will be continuing to work with the conveyancing community to encourage them to take on this responsibility and advise their customers accordingly.


What do you think? Send your views to the Editor – Sheila@propertydrum.com for next month’s issue – deadline 8th July 2012. www.rics.org www.rpsa.org.uk


Do you have any views to share? www.propertydrum.com/articles/surveys0712


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