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STUDENT FINANCE WHAT YOU NEED TO KNOW


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f you’re heading off to uni for the fi rst time this autumn, you’ll already be feeling that fi rst exciting buzz of anticipation. But, as well as thinking about intellectual stimulation, big nights out and the realities of fending for yourself, you need to consider how to make ends meet. Student community site The Student Room (TSR) has this quickfi re guide to walk you through the key things you need to know about getting the student fi nance to which you’re entitled. To fi nd out more, head over to TSR’s special Student Finance Zone


When Can I Apply for Student Finance? Now! You don’t have to wait to be confi rmed on your course. You can apply for student fi nance for 2013/14 right away; before you’ve made your fi nal course decisions and before your off er has become unconditional on UCAS. To get started go to www.gov.uk/studentfi nance. And don’t leave it too long! The deadline for new full-time students to apply for 2013/14 student fi nance is 31 May 2013,


but it’s a good idea to apply as soon as possible. That way you can help ensure the money you’re entitled to is available when you start your course.


What Kind of Financial Support Can I Get? There are a variety of loans and grants available to students. What you can get depends on your circumstances.


A Tuition Fee Loan covers the cost of your tuition fees and is paid directly to your university or college. You’ll also be able to get a Maintenance Loan to help towards your living expenses, such as rent and bills.


If you’re from a lower income-family (a household with an income equal to or less than £42,611) you’ll be able to apply for a Maintenance Grant. This helps with your living costs and doesn’t have to be paid back.


There’s also extra support for those with special circumstances. That might include you if, for example, you have a disability, a long-term health condition, a mental health


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