ChRIS kNIGht LEASEGUARD
Homelet Fixed prices means that no matter where a tenant lives in the UK we can provide comprehensive cover at an affordable price and cover for accidental damage to the landlord’s contents, building, fixtures and fittings up to £2,500 to help tenants protect their deposit Home & Legacy Accidental damage to the landlord’s property (up to £2,500.00), Occupiers and Personal Liability (up to £2 million) and Assistance in the event of Identity Theft (limit £5,000) Rentshield Direct All policies are dependent on and tailored to each clients specific needs. Leaseguard Accidental Damage and Tenants Liability up to £2,500 as standard. Chris Knight says, “Leaseguard has always tried to provide the widest cover possible at
BUILDINGS INSURANCE POLICY COVER
Tenants can always speak directly to a member of our team, no call centre, no queuing system!’
examples of distraught tenants who have lost possessions, these examples were all settled without difficulty: One tenant suffered a break-in which
resulted in a claim for £8,454, another had their possessions ruined by water pouring through from the flat above, with a settlement of £4,203 (more common than you may imagine if you have never lived in a flat!) Another sadly lost an engagement ring worth £1,208. The most bizarre is probably the interesting case of theft through a dogflap. A warning to anyone with one of these – realise that if a dog can get through a gap it is entirely possible for a human to do so; claim value, £2,347. Next month we review Rental Warranty/
Legal Expenses, regarded by some as an unnecessary expense, but by those who have had cause to claim, this cover is money very well spent!
a competitive price. Our company’s real USP is providing a friendly, personal and efficient service. We do not operate in a call centre environment nor have a call queuing system – clients always speak directly to one of our team.”
AND fINALLY, hOw hAS YOUR tENANtS CONtENtS INSURANCE hELPED tENANtS? Andy Wynne Jones at Homelet has many
www.endsleigh.co.uk www.homeandlegacy.co.uk www.homelet.co.uk www.leaseguard.co.uk www.letinsurance.co.uk www.letsure.co.uk www.lettingref.com www.propertyrisks.com www.paragonadvance.com www.rentshielddirect.com
INSURANCE PROVIDER ENDSLEIGH
HOME & LEGACY HOMELET
LEASEGUARD
LETTINGREF.COM LETSURE
LET INSURANCE SERVICES PARAGON ADVANCE PROPERTYRISKS RENTSHIELD DIRECT Yes Yes
Yes Yes Yes Yes Yes Yes
Yes
Yes Yes Yes
via
www.Letinsurance.co.uk Yes Yes
- Yes Yes Yes Yes Yes Yes Yes Yes 56 OCTOBER 2010 PROPERTYdrum via agent
introduction -
Yes Yes
12 Months (Monthly
Up to20% With renewal No Min
payment option) Commissions 12 months
- 6 months 6 months - -
12 Months (Monthly
payment option) 6 months
Variable -
On request varies
Dep. on level of agency
Starting at 15%
Dep. on FSA Status 15-20% £50 £104.50 varies £52.50
£80.00 inc IPT
£78.75 £68 No Max no upper limit
cover level N/a
varies - variable Based on need negotiable - £100 min
Dep. on Dependent on Dependent on cover
cover level £100
£100 Varies variable
Standard £100
£85
DO YOU SUPPLY THIS
FROM AGENT
DIRECT WITH
INSURER
MINIMUM PERIOD
AGENT COMMISSION
MINIMUM COST
MAXIMUM COST
EXCESS
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