Government Benefits of Working for the Federal Government P
ay is only part of the compensation you will earn working for the Federal Government. The Federal Government offers a broad array of benefits programs and family friendly flexibilities to meet the needs of you and your family. Here are some highlights. Look for additional information along with links to pages that spell out the details below.
„ „ The health insurance program is a nationally recognized model that offers you choice and flexibility along with a substantial employer contribution to premiums. And you can pay your share of premiums as well as your out-of- pocket costs with pre-tax dollars.
„ „ The leave policy provides ample time off to take care of your personal, your recreational and your health care needs. In addition to 10 paid holidays every year, you will accumulate 13 days of sick leave each year along with from 13 to 26 vacation days, depending on your years of employment.
„ „ To help you manage responsibilities outside of your jobs and enhance your peace of mind while you are at work, Federal agencies offer a range of family friendly flexibilities including flexible work schedules, telework; child care and elder care resources; adoption information and incentives programs; child support programs, including subsidies and dependent care flexible spending accounts; and employee assistance programs.
In addition to these programs that will be of interest to you right now, the Federal Government recognizes the need for income replacement and income support benefits down the road.
„ „ The 3-part retirement program includes a social security benefit, a 401(k) type plan, and a defined benefit component based on years of employment and salary history.
„ „ In addition to retiree health insurance benefits under the FEHB Program, you also will be eligible for Medicare.
„ „ You will be able to choose among several options for life insurance coverage for both you and your family members.
„„ The Federal Government offers the largest group long- term care insurance program in the country. As a new employee, you can apply by answering just a few simple questions. And you can tailor your benefits package to your own needs.
The Black E.O.E. Journal
www.blackeoejournal.com INDIANA IT’S YOUR MOMENT OF TRUTH
Choose the National Guard and you choose an education to match your intellect, as well as service to your community, State, and Nation. Choose the Guard, and you choose to make a difference in your life … and in the lives of others.
MONEY FOR COLLEGE • LEADERSHIP SKILLS • CAREER TRAINING • PART-TIME SERVICE 51
As a new employee, you may be eligible for some special bonuses such as a recruitment bonus or a relocation bonus. This will be at the discretion of your employing agency. Other programs you may want to ask about include: incentive awards; employee development programs; student loan repayment programs; retention allowances; and interagency transfers. All agencies support community service and encourage participation in the annual combined Federal campaign.
Federal Employees Health Benefits Program (FEHB)
The Government's health benefit program has about 180 health
plan options throughout the United States, including consumer- driven health care and preferred provider network options. At least a dozen plan choices are available to each employee, which allows for a broad choice so that employees can select the plan that best meets their own individual health care needs. While specific benefits vary among FEHB plans, none can impose a waiting period or require a medical exam to enroll in their plan.
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