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Setting your budget When deciding how much


money you are going to spend on a horse purchase, Littlefi eld advises to weigh out the cost of the initial purchase and the cost of keeping him. “Are you buying a fi nished prod-


uct or an investment?” he asks. “And realize like all investments, there are risks involved and poten- tial for this to fail.” “If you are buying a fi nished


product, which I consider to be a horse 6 years or older, how much are you willing to spend?” he que- ries. Littlefi eld points out that pay-


ing $15,000 for a nice, gentle, well-broke horse might not be as expensive as you think when you consider the risks involved with a younger, immature horse. Investing in a young horse might have initial attraction of being usually cheaper but, he advises, have a plan for that investment. Littlefi eld notes that regardless


of age, feed and care for a horse is around $1,500 to $2,000 a year. “You can easily spend $4,000 a


year for care and training for the second, third and fourth year,” Lit- tlefi eld says. “And that’s just send- ing them out for training for 60 to 90 days each year. So if you paid $1,000 for him as a yearling, you will have at least $13,000 in him by the time he turns 5. “Some people want a project like


that — and if that is your plan, that is fi ne,” he continues. “It is just im- portant to be aware of what kind of investment you are making from the beginning.” Littlefi eld says if you are trying


to fi nd a bargain, you are probably getting what you pay for, and that bargain can end up costing you a lot more in the long run with vet


tscra.org January 2014 The Cattleman 55


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