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WORKING LIFE


can provide support – based on individual circumstances – when graduates need to relocate to start a job with us. While on their Graduate Specialist Programme, which is for two years, our graduate recruits are expected to move to a different location in the U in order to gain a wider level of experience and expertise within Bosch. We provide them with relocation-allowance and other personal assistance when they relocate to a different place.


Learn to handle your own budget ou’ve finally landed that all-important first job and you’re off to pastures new. It’s vital, however, to establish your budget – and its limitations – in order to make the most of your experience without worrying about additional financial pressures. After all, relocating can be stressful enough ou can’t stick to a budget without knowing what you have to spend, so determine the total income you’ll be receiving per month and the total amount of your monthly outgoings, that is, all your expenses starting with rent, bills, food, travel, socialising and a nominal amount set aside for any unexpected costs that you may incur – (something you’ll be familiar with if you’ve ever had to pay for emergency dental work) It’s a good idea to create a monthly budget planner. Something as simple as a spreadsheet can help keep track of your incoming and outgoing costs per month, but there are also household budget planning tools available online. If you have internet banking there may be similar ways to track your spending habits and adjust your outgoings forecast accordingly. Most banks also offer graduate current accounts that may include perks such as an interest-free overdraft and graduate loans with affordable repayment rates. Li Chang, banking director at Santander U says: “The most beneficial aspect of our graduate account is in the scaling down of the overdraft over time so there is no immediate pressure on graduates to pay off their overdraft immediately – we can help them reduce it in manageable pieces. This is based on the understanding that many graduates starting out in their working lives will find it easier to pay off an overdraft in smaller chunks. We also offer preferential rates on loans to graduates. If you are on a tight budget then there


are number of ways you can save yourself some money. Although your US card has expired, there are still some nifty discounts out there. For example, if you’re under 25 then a 1-25 railcard costing just £2 will help you to save 1/ on train fares throughout the country for a year. Also for 1 to 25-year-olds, The ational Theatre offers an ntry Pass card for reserving £5


tickets on top shows and taking advantage of 10 per cent off in the theatre’s cafs, bars and bookshops. It’s not all about the capital of course, many other venues across the U run similar schemes for under-25s, so it’s worth checking out the perks in whichever city you live. Also on sites such as www.groupon.


co.uk you’ll find deals offering discounts of up to 0 per cent on shops and services such as cinemas, restaurants and health and beauty treatments.


Make the most of your free time If you’re new to a major city such as London or Manchester then there’s bound to be plenty to do, but getting out there and exploring it can seem a little daunting if you’re on your own. A good way to meet new people is to join


a club or take up a hobby. Websites such as meetup.com are worth checking out, as they allow people with shared interests to plan meetings and form new clubs offline. Another good way to meet people and help out in your new community is to volunteer – www.do-it.org.uk is a great website where you can find opportunities to help out with projects in your local area. If you’re looking to get fit then gyms


such as irgin Active offer special rates for under-25s and some companies offer subsidised gym memberships, so check with your H department once you’ve started. In London and other large cities, most museums and art galleries are free to visit at the weekends, have late-night openings and many free events. It’s also a good idea to consider how you


plan to get around. If you’ve been used to driving yourself around, make sure it’s worth continuing to do so. Will there be parking restrictions at your new address Or could you be using so much public transport that running a car becomes uneconomical and not worth it Conversely, if you’re used to hopping


on regular trains, trams and buses – carry out some research into the routes, fares and frequency of transport between your new home and place of work and, most importantly, the parts of the town or city with bars, pubs and clubs and the opportunities for socialising 


Summer 2012 | GradJobs.co.uk | 19


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