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weeks off after the birth or adoption of a baby if she works for a company with 50 or more employees.
birth or adoption of a baby if she works for a company with 50 or more employees. The act requires an employer to hold the employee’s job, or a similar one, for her while she is on leave. The act also gives new fathers the right to take time off, but many families do not, of course, because the time off is almost always unpaid. Employees often bank their vacation and sick days to use during maternity leave to lessen the number of days they might have to take unpaid. Talk to your HR liaison early to find
out your practice’s maternity leave policy and how much paid time off, if any, it offers, Rossignol said. Palmera ended up taking 4 months
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from her job, thanks to a combina- tion of paid maternity leave, sick leave and vacation. “You really need to figure out how much is paid maternity leave and is the Family Medical Leave Act an option, and is that part of your leave or can you take your vacation?” she said. In many states, employers can use short-term disability to cover portions of maternity leave. Employees who are taking unpaid time off for maternity leave but still want
to be covered under their company’s health insurance plan will need to deter- mine how and when to pay their share of the premiums.
Some companies ask their employees to write a check before they have the baby, whereas others will double-deduct from an employee’s paycheck when she or he returns.
College savings Talk to your financial planner. It is wise to start a college account when your child is born, even if you contrib- ute only a small amount every month or even once a year. The sooner you start investing, the more time your money has to grow. The Palmeras’ daughter has a college
savings fund and two savings accounts. Their son, so far, has none. (Welcome the world of second children!)
Veronica Daehn is editor of
momaha.com, the parenting website of the Omaha (Neb.) World Herald. She is based in Omaha, Neb.
*Names and details have been changed.
Trends magazine, September 2011
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