spring retirement guide
new aquatic/wellness center is open. Entrance fees start at $79,743, with garden homes, apartments, and refund options to choose from. Lifecare and fee-for-service care are available. (See ad on page 41.) PET FRIENDLY
OHIO Copeland Oaks, 800 S. 15th St., Sebring, OH 44672, (800) 222-4640, (330) 938- 6126,
www.copelandoaks.com This CCRC is for active adults over 55 seeking a vibrant place to call home. It offers more than 250 acres of serene country living with the conveniences of city life. Centrally located in northeast Ohio near Akron-Canton, Cleveland, and Youngstown, more than 65 resident-led activities focusing on physical and mental well- being allow you to fully enjoy life. No advance payment is necessary. PET FRIENDLY
PENNSYLVANIA Bethany Village, 325 Wesley Drive, Mechanicsburg, PA 17055, (717) 766-0279,
www.bethanyvillage.org Bethany Village is a not-for-profit retirement
community with a focus on enhancing the vi- brant and healthy lifestyles today’s adults age 55 and older are leading. Bethany Village offers wellness initiatives and preventive services. Numerous residential options are available as well as assisted-living, memory-support, and skilled-nursing services. (See ad on page 18.) PET FRIENDLY
Cumberland Crossings, 1 Longsdorf Way, Carlisle, PA 17015, (717) 240-6013,
www.diakon.org/cumberlandcrossings Our 80-acre campus is located in a tranquil setting yet convenient to shopping, dining, and cultural events. Our community features residential-living homes with a choice of four stylishly renovated floor plans. We also provide personal care, nursing and respite care, and on-site rehabilitative services. Three miles from Carlisle Barracks, we’re only minutes from I-81. Take advantage of Pennsylvania’s tax breaks for retirees, our competitive fees, and our delayed entrance-fee plan. PET FRIENDLY
Freedom Village Brandywine, 15 Free- dom Blvd., West Brandywine, PA 19320, (800) 655-8554, (610) 655-8554,
www.freedomvillage.com Voted Chester County’s No. 1 retirement com- munity since opening in 1998, Freedom Village is a CCRC providing a Care for Life Guarantee.
We have spacious condominiums with equity ownership options. Enjoy our indoor pool, fit- ness center, full-service bank, woodworking shop, art studio, library, card room, computer center, billiards room, and seven dining venues. We offer assisted living, orthopedic rehabilita- tion, and skilled nursing on site. (See ad on page 109.) PET FRIENDLY
Green Ridge Village, 210 Big Spring Road, Newville, PA 17241, (800) 969-4450,
www.greenridgevillage.org We are a CCRC that can address your needs for the rest of your life. We are on 350 wooded acres and have hiking trails, a trout stream, and wildlife. We are 15 minutes from Carlisle, 30 minutes from Harrisburg, and two hours from Baltimore and Washington, D.C. (See ad on page 7.) PET FRIENDLY
Penn National Golf Community, 3720 Clubhouse Drive, Fayetteville, PA 17222, (717) 352-3046, (800) 338-7523
www.pennhomes.com Accessibility, affordability, and inspired living are only 90 minutes from Baltimore and Wash- ington, D.C., and 30 minutes from Carlisle. You’ll enjoy not paying state taxes on your retirement income in an area rich in culture, art, and history, with many colleges nearby. À la carte amenities include two four-star Golf Di-
What Is Your Legacy?
A legacy is more than just the assets in your estate. It includes en- suring your affairs are in order to lessen the burdens of grieving survivors. You need to make the right preparations for that one great certainty in life to avoid creating problems for loved ones at a time when they are least pre- pared to deal with them. If you died tomorrow, would your executor know where to find your will or other important documents? Would your family know your preferences
for funeral arrangements or how to distribute personal property? Consider the following to help clarify estate concerns for your loved ones: • Carefully review your will to ensure it accurately reflects your wishes. • Consolidate important documents in one safe place, and make sure your executor has access to everything. • Discuss your wishes with your executor and heirs, particularly if there is a possibility your heirs might mis- understand (or worse, dispute) the distribution of your assets. • Prepare an informal letter of instruction regarding funeral arrangements, gifts of personal property, and whom to notify (including MOAA and other associations of which you’re a member). • Write your own obituary. • Make sure you have an advance health care directive to authorize someone to make decisions for you if you become incapacitated. For assistance, consult your attorney.
H MILITARY OFFICER RETIREMENT COMMUNITY SOURCE MARCH 2011
— Capt. Kent Grealish, USNR-Ret., CFP®, AIF®
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