“keyyears” areYOUin?
Which
Does itmake sense to buy (and pay for) a “lifetime” life insurance policy whenwhat you really need is extra financial security for critical “key years”?
STRATEGY Pay only for the protection you need, for the “key years” you need it. With MOAASelectLevelTermLife Insurance, you lock in coverage for the timeframeyou choose–based on your specific needs.
TACTICS Add this budget-friendly coverage targeted on the “key years”when your family responsibilities or financial commitments are the greatest: “X” years until your youngest is finished college “X” years until yourmortgage (student loan, etc.) is paid off “X” years until you downsize, sell, or retire
ADVANTAGES
✓ Lock in a “term” tomatch your needs–choose 10, 15, or 20 years ✓ Lock in a benefit amount up to $500,000.00–depending on your age ✓ Rate based on your agewhen you apply–NOyearly age increases
HowMuchCanYouSave?Check ItOut!
★ ★ ★ ★ ★ ★ ★ ★
(Hearing or voice-impairedmay call theRelayLine: 1-800-855-2881) Or visit online:www.
moaainsurance.com.
Or Clip&Mail: MOAAInsurancePlans,POBox 14520,DesMoines, IA50306-3520
FirstName: ______________________________________ Last: ______ ______ Code054574010102/04022/04032/04042 ___________________
Birthdate: ____/____/____ Phone:(_____) ______________ Email:_____________________________ Address:___________________________________________________________________________ City: ______________________________________________State:______Zip:_________________ Branch ofService: ___________________________________Rank: ___________________________
NOobligation. ake
CALL for a free info kit.1-800-247-2192 M-F 7:30 a.m.-5:00 p.m. Central. Provide yourMOAAGroup ID#: 054574-1-1-1
C
Ask questions. Turn toMOAAforanswers.
We’re the nation’s largestmilitaryofficer association,more than 370,000 strong.
Our broad portfolio of life insurance solutions offersmembers a strategic fit for all life stages. Members count on “MOAA3C’s”:
Competitive rates,Comprehensive coverage, and unparalleledCustomer service.
STRATEGIC SOLUTION 3: Select Level TermLife
ENDORSEDbyMOAA forMembersUnder Age 69
3 “KEYYEARS” CASE STUDIES A
Young Family = Big Responsibilities Withfamily andfinancial obligations, stakes arehigh–andmoney’s tight. Tis rate is basedonyour younger age, so you lock ina lot of coverage, affordably.
B
Career in FullGear = Higher Income to Protect Your incomeis yourhighest nowandyour family’s lifestyle andgoals dependonit. Now’sthetimetorampupyour“income replacement” protection.
Nearing Retirement or Retired = Shifting Priorities Maybe your investments and real estate took a hit and your total financial security has changed. While you rebuild your assets, carry this extra life insurance as economical “nest egg” security for your spouse.
Underwritten by
Hartford Life Insurance Company Simsbury, CT 06089
The Hartford® is TheHartford Financial ServicesGroup, Inc.,
and its subsidiaries, including issuing company Hartford Life Insurance Company.
d/b/a in CA Seabury&Smith Insurance ProgramManagement
54574 (3/11) ©Seabury & Smith, Inc. 2011 AR Ins. Lic. #245544, CA Ins. Lic. #0633005
Information includes costs, exclusions, limitations and terms of coverage. Coveragemay not be issued in some states. Policy #SRP-1153(HL)(1311)(1312)(1313)
★ Call to learnmore. NOobligation. Takealook; theinformationis FREE. CALL 1-800-247-2192. look; theinformationisFREE. CALL 1-800-247-2192.
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