America


NEW Healthcare RULES SET TO TRANSFORM


Trump’s bill grants access to health savings accounts for millions more Americans and may lead to lower prices.


B BY CARRIE SHEFFIELD


oth president donald Trump and Congress agree that health savings accounts (HSAs) will help


transform our healthcare system by giving patients more control over their healthcare decisions. Now, with the expansion of


HSAs in the One Big Beautiful Bill (OBBB) signed by the president on July 4, consumers are expected to increasingly demand price transpar- ency from providers, creating com- petition that could result in lower healthcare prices. Trump’s bill will grant millions


more Americans the ability to open HSAs.


14 NEWSMAX | AUGUST 2025 HSAs, which are open to patients


with high-deductible health plan (HDHP) coverage, allow tax-free con- tributions for approved healthcare expenses, often including out-of- pocket spending on things like phy- sician and hospital visits, prescrip- tion drugs, dentistry, vision care, and medical equipment. HSAs currently provide coverage


to more than 72 million Americans. HSA contributions are tax-deduct-


ible, enjoy tax-free investment earn- ings, and withdrawals are also tax- free when used for qualifi ed medical expenses.


Proponents including Paragon


Health Institute and Americans for Tax Reform argue HSAs off er key benefi ts like choice and portability. HSA owners choose their own pro- viders and treatments rather than a prescribed insurance network. “The One Big Beautiful Bill will


result in millions of additional Amer- icans having insurance plans that allow them to benefi t from health savings accounts,” said Brian Blase,


“HSAs are a proven way to empower patients and take control away from insurers and the bureaucracy.” — Brian Blase, president of Paragon Health Institute


SIGNATURE/KEVIN DIETSCH/GETTY IMAGES / HAS/KHALED AHMED©ISTOCK


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