It’s one of the most rewarding parts of the job – knowing that if
something unexpected does happen, someone’s family won’t be fi nancially exposed.
Shareholder and Key Person Protection When we’re working with company directors or business owners, we also review shareholder protection and key person cover. T is isn’t just about protecting individuals – it’s about protecting the business itself. If a director were to become critically ill or pass away, it could
leave a huge gap in leadership, revenue generation, or ownership structure. With the right cover in place, businesses can navigate those situations with stability. It’s something that often gets put off until it’s too late, and I’ve seen fi rst-hand how valuable it can be when things don’t go as planned.
Private Medical Care A healthy work force is a happy and productive one. Private medical care off ers faster access to treatment, specialist consultations, and private hospitals, ensuring peace of mind during health concerns. As protection advisers, we recommend it to help clients avoid NHS waiting times, receive prompt diagnoses, and maintain fi nancial stability during illness, enhancing their overall wellbeing and recovery experience.
Why we do this — for you, and your business We started off ering these Financial Health Checks to businesses not just because we saw a need, but because we saw the diff erence they made. Employees who feel confi dent about their fi nances are more productive, more loyal, and more engaged. Directors with the right protections in place sleep better at night. For businesses, it’s a win-win:
■ You show your team that you care about their wellbeing. ■ You strengthen your business by securing your key people. ■ And you stand out in a competitive recruitment market by off er- ing something genuinely valuable.
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■ We don’t charge for the health checks. T ere’s no pressure, no obligation – just a genuine opportunity for people to gain clarity and peace of mind. We can run sessions in person at your offi ce and off er your staff individual one-on-ones as we appreciate that many people prefer fi nancial matters to be private.
Why talk to us? What makes us diff erent at DW MIS is that we’re independent. We’re not tied to any one lender or insurance provider, which means our advice is always tailored. We look at the whole market and recom- mend what we truly believe is best for the individual. But more than that, we take the time to listen. Every person’s
situation is unique – what works for one might not work for another. We treat every conversation with care, confi dentiality and a real desire to help. Whether you’re an HR director looking to support your team or
a business owner thinking about how to protect your company’s future, we’d love to have a conversation. T ese Financial Health Checks are more than just a perk – they’re
a practical, powerful way to support the people who matter most to your business. If we can help even one person sleep easier at night, or help
one company avoid a major financial shock, then we’re doing our job right. Feel free to reach out – we’re always happy to talk.
David Williams IFA Mortgage & Insurance Services is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.
Find out more about David Williams IFA Mortgage & Insurance Services on 01604 250280 or visit the website
www.dwmortgageservices.co.uk Contact Director, Chris Peck, on 07711 035 258 or
chrispeck@dwifa.co.uk
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