42 Clitheroe Advertiser &Times, Thursday, August 9th, 2007


www.clitheroeadvertiser.co.uk


Clitheroe 422324 (Editorial), 422323 (Advertising), Burnley 422331 (Classified)


Clitheroe 422324 (Editorial), 422323 (Advertising), Burnley 422331 (Classified)


Buy-to-let stays steady prospect for investors


PROPERTY remains one of the most popular investment mediums despite recent interest rate


rises. Residential lettings and property management spe­


cialists, Belvoir, which operates a national network of over 90 offices including one in The Sidings, Whalley, says that the number of potential property investors vis­ iting its offices for professional advice remains steady, despite somewhat gloomy forecasts for the property market from certain sectors. ‘The majority of people who are thinking of investing in


a buy-to-let property and ask for our advice have already decided that property is where they want to put any extra money they might be looking to invest," says Belvoir Chief Executive Mike Goddard (pictured). “Most people still view property as a sound invest­


ment. As with any investment there are, of course, no cast iron guarantees, but we would suggest that putting your money into property remains a safe long term investment. “However, after something of an investment frenzy in


recent years, we would advise anyone considering mov­ ing their wealth into this area to proceed carefully and do their homework before they buy. “Historically, a lot of individual property investors have


made reactive decisions. They have spotted an oppor­ tunity and made a quick purchase in the hope of mak­ ing a fast buck. However, investing large sums of money into any medium, be it property or otherwise, should always be given due consideration and decisions should only be made following sound professional advice.” Belvoir has put together the following advice for any­


one looking at entering the market or planning to develop an existing property portfolio: • Take professional guidance two to three months


before you start viewing potential properties 0 Determine whether this is the best medium for your


assets 0 Ask yourself how long you plan to invest your


money for - are you looking for a fast return or do you view it as a long-term investment? 0 Consider how much of an investment risk you are


prepared to take? ® If you are looking to expand an existing portfolio, are


you looking to invest in similar properties or would diver­ sifying yield better returns? 0 Take professional taxation advice 0 Determine your exit strategy before entering the


property investment market - what you do when you eventually come to sell your property is an important fac­ tor to consider even at the pre-investment stage. To extend its advice even further, Belvoir is able to


introduce clients to Partners of St. James’s Place, the wealth management company. It will offer advice to Belvoir clients on retirement planning, inheritance tax planning, general investment and protection, with partic­ ular emphasis on how these areas should be addressed in relation to their property portfolios.


Bright sparks do not meddle with electric


UP to 90% of people commis­ sioning electrical work in their home may be unwittingly break­ ing the law. Independent research commis­


sioned by the E lec trical Safety Council reveals that only 10% of people are aware of the Part P build­ ing regulations that govern who can carry out electrical work in the home. Although these regulations have


been in force for over two years, the vast majority of householders don’t realise that most new electrical work must be undertaken by an electri­ cian registered with a Government- approved scheme, such as NICE- IC's Domestic Installer Scheme. If they needed to carry out electri­


cal work in their home, 40% of those surveyed said they would either ask


a friend or neighbour “who knew about electrics” to do the work, or they would do it themselves. Said Jim Speirs, Chief Executive


of NICEIC: “We have two real areas of concern that householders may be dabbling with their electrics with­ out knowing the consequences of their actions, both to their person and their pocket. “Firstly, by undertaking work they


are not qualified to do, they risk injury and even death to themselves and others. And, if the work is cov­ ered by the Part P regulations and isn't carried out-by a registered elec­ trician, or inspected by Building Con­ trol, they are breaking the law, and could be fined up to £5,000.” NICEIC warn that homeowners who have not used a registered


electrician for work carried out in their home during the last two years may have a nasty shock when they come to sell their property, and can­ not present a Building Regulations Compliance Certificate to the new owners. Added Jim Speirs: “We urge


householders to only use profes­ sional and fully qualified electricians to carry out electrical work in their home. An NICEIC electrician can advise if work is covered by the Part P regulations or look for advice on our website www.niceicgroup.com” 0 There are 20,000 NICEIC


Approved Contractors and Domestic Installers around the country. To find one in your area your area log onto www.findanelectrician.info


Affordable homes plan for villages


NEW targets are being set for affordable homes in small towns


and villages. Under plans just


announced, the Govern­ ment will increase social housing and shared own­ ership housing in villages and set a target for the number of affordable homes built in rural areas to help first-time buyers get on the housing ladder in the region’s towns and v illag e s . The target is expected to be set this Autumn. Action to relieve pres­


sure on rural housing hot­ spots shot to the top of Housing Minister Yvette Cooper's agenda as she set out a package of pro-


posals aimed at tackling the “rural housing crisis”. S te p s set out in the


new Green Paper include: © A taskforce (the


Housing Corporation's Rural Housing Advisory Group) to look into how to better meet the chal­ lenges faced in rural com­ munities. 0 Seven new innova­


tive schemes (Communi­ ty Land Trusts) to be set up in rural areas with the aim of boosting supply and financing of afford­ able housing, including one in Chipping. The plans build on


recent changes to plan­ ning policy giving councils more power to address demand for affordable


Affordable rural housing facts: ©There were almost 3,000 more


new affordable homes built in rural areas last year compared with the previous year - a rise of over 40%. • More than 50% of local coun­


housing, including the power to set affordable housing thresholds for smaller sites. The pledge to boost


supply and improve affordability came along­ side a commitment to provide high-quality hous­ ing that contributes to the creation and mainte­ nance of sustainable rural communities in market towns and villages. Rural towns and v il­


lages are already sharing in a quarter of a billion pounds set a s id e for more affordable housing between 2006/08. The cash is helping to


deliver 6,000 homes in small towns and villages with populations under 10,


000.


cils with the highest house prices to income ratio are in rural areas. • Only 11% of homes in rural


areas are social housing for rent - half the proportion in urban areas (21%).


Co-habiting couples would be wise to put things in writing


ALMOST 40,000 co-habiting part­ ners in Lancashire will soon have similar rights to married couples if they break up. Co-habiting partners currently have no


financial rights if their relationship breaks down, regardless of how long they have lived together. If the couple have chil­ dren, the partner who has residence will receive child maintenance, but can make few other claims. The Law Commission is proposing to


give co-habitees who split up protections similar to those for divorcing couples. The rules will stop short of guaranteed rights to a financial share, meaning the courts would have similar discretion to award maintenance payments, a lump sum or share of the property as they would for divorcing couples, but the right would not be automatic. Antonia Love, head of family law at


Farleys Solicitors, has advised couples from across the region on divorce, fami­ ly and separation issues. She said: “Co-habitees will have to


prove they have suffered or will suffer financially as a result of the split, so claims from couples who have ended a short relationship will probably fail and those from people with children are most likely to succeed.


The reforms will apply to both opposite


and same sex couples.” The 2001 census found that there


were 37,509 co-habiting households in Lancashire - a figure which has since increased following the decline of mar­ riage. The rise in co-habiting couples -


which has led to the legal reforms - has been linked to people being granted increasing financial settlements when they get divorced. The majority of co-habiting couples


are unaware of their lack of rights and wrongly believe that co-habitation makes them “common law” husband and wife - something which doesn’t exist in UK law - and that they have the same rights as married couples. Antonia added: “No date has been set


for the implementation of the new laws governing co-habiting couples, but the only way of co-habitees guaranteeing they are not financially affected by a relationship breakdown is to draft up a written agreement with the help of a solicitor to ensure assets are fairly divid­ ed in the event of a break-up. “Whilst preparing a written agreement


may not seem very romantic, it has the potential to save a lot of time, money and heartache in the future.”


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www.clitheroeadvertiser.co.uk H S W i i f ivJ, * L V * ■' notices wicHtheraeadveirti^eKco^hS m La*tcatitwe mm. ROAD TRAFFIC REGULATION ACT 19M x


LANCASHIRE COUNTY COIINCII IA671 CHATBURN ROAD. CLITHEROE. RIBBLE VALLEY BOROUGHI (RESTRICTION OF WAITING ANn LOADINGfUNLOADINGI ORDER ?(!(!•


NOTICE IS HEREBY GIVEN that Lancashire County Council propose to make the above Traffic Regulation Order under Sections 1,2 and 4 of the Road Traffic Regulation Act 1984, as amended, the effect of which will be to introduce No Waiting and No Loading or Unloading to the A671 Chatbum Road, north bound carriageway, from a point 59 metres south west of its junction with the centreline of Colthirst Drive for a distance of 55 metres in a south westerly direction:


i) from 08.30 hours until 09.15 hours and from 15.15 hours until 16.15 hours on Mondays, Tuesdays, Thursdays and Fridays.


ii) from 08.30 hours until 09.15 hours and 14.00 hours until 15.00 hours on Wednesdays.


A copy of the draft Order, plan and Statement of Reasons for proposing to make the Order may be inspected during normal office hours at the offices of the Chief Executive, Ribble Valley Borough Council, Council Offices, Church Walk, Clitheroe, BB7 2RA, and at the offices of Lancashire County Council, Guild House, Cross Street, Preston. If you wish to object, or indicate your support for the proposal, please write to the Executive Director of Environment, at Lancashire County Council, Environment Directorate, P0 Box 9, Guild House, Cross Street,


Preston [quoting ref: TSfTRO/3/67/CA] before 7 September 2007.


Graham Harding, Executive Director of Environment 9 August 2007,____________________________


LANCASHIRE COUNTY COUNCIL (PUBLIC FOOTPATH NO. 1 CLITHEROE, RIBBLE VALLEY BOROUGH (TEMPORARY PROHIBITION OF


THROUGH TRAFFIC) ORDER 2007


NOTICE IS HEREBY GIVEN that the Secretary of State for Transport, Local Government and the Regions has agreed to the above Order remaining in force until the 22no February, 2008, the effect of which is to temporarily pro: hibit any pedestrian from proceeding over that length of Public Footpath No. 1 Clitheroe, Borough of Ribble Valley, indicated below:-


That part of Public Footpath No. 1 Clitheroe, from a point at its junction with West Bradford Road at Grid Ref. 7479 4332, and running in a general south westerly direction for a distance of approximately 388 metres to its junction with Public Footpath No. 27 Clitheroe at Grid Ref. 7443 4320.


The temporary closure is necessary on the grounds of pub­ lic safety whilst the structure supporting the path is in a dangerous condition and requires substantia! repairs.


An alternative route is available from the junction of Public Footpaths Nos. 1 and 27, Clitheroe, at Grid Ref 7443 4320, and runs in a general north easterly direction along Public Footpath No. 27, for a distance of approximately 276 metres to its junction with Public Footpath No. 26, Clitheroe at Grid Ref 7454 4345. It then continues along Public Footpath No. 26, Clitheroe, in a general north east­ erly direction, for a distance of approximately 190 metres to Grid Ref 7470 4354 and then in a general south easter­ ly direction along West Bradford Road for a distance of approximately 236 metres to Grid Ref 7479 4332 - a total distance of approximately 702 metres.


I FISHER County Secretary and Solicitor


Christ Church Precinct County Hall PRESTON PR1 8XJ


BRABINS CHARITABLE TRUST


Applications are invited for Literary Scolarships con­ sisting of a book token, which will be awarded on the 1 st October 2007 to young people embarking on a full time course of education, and aged between 18 and 25 resident in the parishes of Chipping. Thornley-with-Wheatley and Bowland-with-Leagram. Scholarships will be awarded to former pupils of each of the two schools which served the parishes, i.e. Brabins Endowed School and St Marys R.C. School. Consideration will be given to applicants who fill only one of the aforementioned criteria. Applicants giving full details of the Educational courses to be followed should be submitted to The Trustees, c/o 60 Chesterbrook, Ribcnester, PR3 2XT before September 20th 2007


RIBBLE VALLEY BOROUGH COUNCIL


PLANNING (LISTED BUILDINGS AN D CONSERVATION AREAS) A C T 1990


DESIGNATED CONSERVATION AREA/IISTED BUILDING


CONSENT;


The fo llowing planning applica­ tions have been received


FULL PLANNING APPLICATION (RETROSPECTIVE) FOR THE CONSTRUCTION OF AN EXTER­ N A L SMO KING AREA/BEER GARDEN. At: St Peters C atho lic Club, Avenue Road, Hurst Green. Applicat ion No: 3/2007/0741P


FULL PLANNING APPLICATION FOR THE EXTENSION OF EXIST­ ING DOMESTIC OUTBUILDING. At: T imo th y C ot tag e , Hurst Green. Applicat ion No: 3/2007/0742P


FULL PLANNING APPLICATION AN D LISTED BUILDING CO N ­ SENT TO REMOVE O CTAGO ­ NAL CONSERVATORY AND AD D A


TRADITIONAL


GLASS/TIMBER ORANGERY TO BE PAINTED IN AN AGREED HISTORIC COLOUR. At: Dove Syke Farm, West Bradford. A pplicat ion No: 3/2007/0744P and 3/2007/0745P


ADVERTISEMENT CONSENT FOR THE INSTALLATION OF AN ILLUMINATED SIGN FOR ATM. At: Mart ins , 2 7 -2 9 Cast le Street, Clitheroe. A pplicat ion No: 3/2007/0753P


FULL PLANNING APPLICATION AN D LISTED BUILDING C O N ­ SENT FOR THE INSTALLATION OF A N AUTOMATED TELLER MACHINE AN D ILLUMINATED SIGN. A t: Mart ins , 27-2 9 Cast le Street, Clitheroe. Applicat ion No: 3/2007/0751P and 3/2007/0753P


The above property/properties eith e r lie in a Designated Con se rva tion A re a o r are included in a Statutory List of Build ing s


o f Special


A rchite c tu ra l o r Historic Interest. Any person wishing to


make representations should d o so in writing, within 21 days from the date o f this advertise­ ment to the Director of Development. Counc il Offices, Church Walk, Clitheroe. BB7 2RA quot ing the application number.


Under the provisions o f the lo c a l Government (Access to Information) A c t 1985, any rep­ resentations received w i ll be a va ilab le for inspec t ion by members o f the public once the applicat ion has appeared on the Planning and Development C om m it te e agenda. W hen determining the application it may n o t always be possible to take ac count o f late representa­ tions received after the 21 day period.


A cop y o f the application form


and plan may ‘be inspected in the Development Department within the period stated.


.


M e s s i M M w clitheroeadvertiser.co.uli


par


Signed John Macho lc (John Macholc) Date 9 th August 2007 on behalf of DIRECTOR OF DEVELOPMENT


EXPERIENCED TEACHER Keystage 1/2 Maths and English Tel: 01200 441349.


PROFESSIONAL DJ'S & Disco’s. Tel: 07703 973420.


CLOWES JOINERY All aspects o f joinery work undertaken, also wood and laminate floors, honest and reliable. Tel: Lee on 01282 707650 or mob. 07973 572555.


ARCHITECTURAL Plans drawn and submitted for all extensions and loft conversions. Telephone Mike Wallis on 01282 842830 or 07754 762490.


FOR ALL YOUR PLANNING and building work plans ring James and let me take the strain. 01254 728096 or 07738162386.


MEC BUILDING Contractor. Property repairs, all major, minor building work undertaken. Call Mick on 01282 863775.


Goods.Vehicle Operator's Licence


MP and E Whiteside trad­ ing as MP and E Whiteside of 14 Ennerdale Road, Clitheroe, Lancs, BB7 2PB is applying for a licence to use Bankfield Quarry, Pimlico Link Road; Clitheroe, Lancs BB7 4QA as an operating centre for 2 goods vehicle and 0 trailers. Owners or occupiers of land (including buildings) near the operating cen­ tre^) who believe that their use or enjoyment of that land would be affect­ ed, should make written representations to the Traffic Commissioner at North Western Traffic Area, Hillcrest House, 386 Harehills Lane, LEEDS LS9 6NF, stating their rea­ sons, within 21 days of this notice. Representors must at the same time send a copy of their repre­ sentations to the applicant at the address given at the top of this notice. A Guide to making representations is available from the Traffic Commissioners Office.


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No call out charge CAI approved.


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LEN HALL AERIALS See our main ad on the At Your Service page


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YARD CLEARANCES All rubbish removed. Cheapest prices around. Same day collection. No job too big or small. Tel 01282 860081 or 077515 90195


TELEPHONE EXTENSIONS installed, replaced, moved or repaired. Tel Dave on 07892 886074


WROUGHT IRONWORK by


Elliotts. Gates .railings etc , Tel 01282 870093.


W A Taylor (Bros)


Building, Plastering & Joinery Contractors


All General Building Work All aspects of Plastering - Dry-lining, overskims, patches to full houses


Clean ,Ticfy, Reliable


tradesmen who treat your home with respect


07980 421648 day 01282453668 eve's


BUILDING CONTRACTOR with over 25 years exp. Looking to price extensions / barn Conversions etc. Refs available. Can start from early Sept. Tel 07711 533048 or 07711 506898


G A R D E N S E R V I C E S Offering a reliable, friendly & affordable


D. THOMAS Lawn Mowing Service


All aspects of Garden maintenance Fre e C o n su lta t io n


01200 4 4 2 5 7 2 * 0 7 7 0 9 544437 RILEYS


GREENFIELD


STONECRAFT & OUTDOOR SERVICES


Stone walling - dry and mortared


Natural stone patios Traditional cobbles Gravel driveways installed


Free Estimates Telephone


01200 446764 Scenic Landscapes


All Aspects of Landscaping • Decking * ratios/Paths • Turfing • Driveways • Fencing


All Building Work Undertaken Many Years Experience


Top Quality Workmanship • No Job Too Small Vciy Competitive Prices Tel 01282 614 765


FAILED DOUBLE glazed units? Prices from £40. Full repair service. Tel C.G.S. 01282 835602 or 01200 469038


Mob 07891 171 866


www.scenidandscapes.co.uk 4 Park Street,’ Bairowford


TOTAL FENCING Services All types for gardens, full or part. Storm damage & security fencing, ins work. Hard & soft landscaping. Free est. Refs avail. 01282 863295 or 07866 555535


JOHN'S GRASS CUTTING Service. A ll garden work undertaken. Tei 01282 692491 or 07748 493616 / 07707 251996


SKIPS FOR


CLITHEROE & RIBBLE VALLEY


by E.W.R. Ltd A ll sizes - 4 tonnes to 4 0 cubic yards


Special weekend rates for domestic customers


Contract work undertaken


For prompt 1st Class Service


Tel: 0 1 2 0 0 4 4 1 5 2 2


SERVICES Fencing,


flagging & patios


01200 441195


TOTAL TREE SERVICES Established, reputable & local company. All aspects of tree work. Council approved & fully insured. Free est. 01282 863295 / 07866 555535


GREENVALE TURF Suppliers o f quality seed grown turf & top soil. Free est for laying. 01282 839704 or 07703 442093 www.greenvateturf.co.uk


GREENLEAF LANDSCAPE Fencing, turfing, decking & all maintenance. Tel 07947 157171 or 01282 772630


Clitheroe Advertiser & Times, Thursday, August 9th, 2007 43


______ »l+L d i t h e r o c a d v e r t l s e r . c


services IS£3


NEIL LAWSON. All aspects of joinery undertaken. Fitted kitchens a speciality Free est. OAP disc. Over 25 years exp. 01282 870131 / 07967 27744.1


DGL JOINERY, Plastering & Tiling Contractors. No job too small. City & Guilds qualified Good rates. Free quotes. Tel 07856 170522 or 01282 458008.


.A1 R.E.D. ELECTRICAL Small jobs a speciality. Fast response. Free est. 07980 211594 (day) 01282 871164 (eve)


ECHO TILING All types of tiling work. Tel 07805 668949 or 01282 680706


©Classified May www.clitheroeadvertisef.co.uk


ABC ELECTRICAL Phones,TV points, plugs etc. rewires, extensions. Free est. All work g'teed. NiCEIC Approved. Larry 07742 274070 or 01282 720488.


CLITHEROE ELECTRICAL All work big or small. Call lan on 07970 404536


GardSiera/U r id s M p e r s i


S R GROUNDWORKS specialist in block paving, natural stone flogging, tarmacadam work, free est & quote call 01232 863027 or 07955 983538


ERIC SMITH Tarmacadam, block paving, fencing and small building jobs. Tel 01282 601556 or 07860 2S3432


R1VENOALE Block Paving We will not be beaten on qulaity or price. Tel 01232 692559 or 07963 434921


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