32 Clitheroe Advertiser &Times, Thursday, October 27th, 2005


www.clitheroetoday.co.uk


BRITISH summertime might not officially end until Sunday, but even before the clocks go back for winter, the annual Christmas countdown has


Have a stress-free festive season :The countdown to Christmas ... aa


.........- By LisaHaynes


CHRISTMAS FEATURE


already begun. Sunglasses and strawberries have


been replaced by advent calendars and bumper chocolate tins, and Santa’s grotto will soon be hitting a high street near you. Yes, the festive season is upon us,


and even those organised souls who spend the rest of their year happily juggling the demands of work, friends and family can come a crop-


0ft/ t/ie/


fS t / l ^ t t y / tnM/looe/^ftoe/to-nuii.


per. “I t ’s all over in 24 hours, yet we seem to start planning next Christ­ mas from the moment that last piece of wilting mistletoe goes in the bin,” says Annie Ashworth, co-author of “Trade Secrets: Christmas.” With busy lives, and the commer­ cial pre.ssures that seem to dictate


that crackers appear on the shelves in August, i t ’s easy to feel over­ whelmed by the pressures th a t Christmastime brings. The stress of planning means most


people p u t i t off until the last minute, with more than 40 % only starting to plan for Christmas a month before, according to research by the Post Office. But a bit of organisation now can


reduce the inevitable festive pres­ sures.


■ FESTIVE BUDGETING I t seems many people splash out


all their funds for December 25th and spend the rest of the year pay­ ing the price. Four million Britons


(balmers) Wide range of


Leaf Vacs / Blowers


Chippers / Shredders Chainsaws


Hedgetrimmers . Leaf Sweepers


Pruning Equipment Beurrcsei; O'fi 2S2 4S3 900


Trafalgar Street, Burnley Open 6 Days - Sat 9am-1pm


.HYMOTO; G r e a t V a lu e Q u a d s , D i r t B ik e s a n d M in i M o to s J ohn D eere \


don’t plan for Christmas spending at all and a third go over budget, the Post Office found. “For some reason people tend to


look at Christmas as a shock emer­ gency expenditure. I t isn’t, it arrives on the same day every year, warns Martin Lewis, author of “The Money Diet.” “The average expenditure for


Christmas is about £600 - that’s a fortune if paid purely from Decem­ ber’s pay packet. Ideally, you need to allocate it over the year and budget £50 a month. “Don’t get caught in the Christ­


mas debt trap - the way to do this is save, not borrow. Cnly spend what you can afford, it’s not worth get­ ting in debt for Christmas.”


■ SCRCOGE’S GUIDE Martin has these insider tips for


festive budgeting. • Work out how much you need


to spend over the Christmas period. Spread your money over Cctober to January. January is an added bonus because it-you buy on credit cards during December — and pay them off in full in January - you can spread interest-free repayments. • Manipulate supermarket sav­


ing schemes. Lots of supermarkets say “save with us all year and we’ll give you a bonus for Christmas”, something like 5%. The loophole is usually they don’t award the bonus until a set day, often in November. Move your money into the saving scheme the day before they add the bonus and use the extra cash for fes­ tive purchases. • Continued on next page


235. Bacup Roal Bawteoslall. Rossaiiiale BB4 7PA (Q1706) 230B37 22, Wmer Street Amiogton BBS 1HN (01254) 3S255S


Opening Hnnis; Hon - Sat 9.30 - SDOpni RAWlHiSlAlL Monday - Sat 10.00 - 5.Q0pni ACCHINGTOH ClflSei WHlNESOfflf


P lu s Probably T he Best Chinese Mini M o lo In The World


Saturday And


Open


Sunday 1 0 a m t o 4 p m


m Denby Factory Shops Sale 14th - 31st October UP TO 50% iL.k.,


Off first quality RRP on seconds


Lots of Clearance Bargains 8; Gift Ideas


DENBY FACTORY SHOP BOUNDARY M i l l ' Burnley Road, Colne, Lancashire. ' Tel; 01282 865229' ^


www.denby-factoryrshops.co.uk e'e


1QB>i«HS:01S4 8 2 ^ 1 8 v/vra.shlteliurRar.'nshotsl.Goni


Fuil OolQUi’ Brochure auaiiahie


( ^ I R E B l i R N ^ R M S


liO fE l, RESIAURAtlT 6 f UtlCIIO N SUITE HEnEratsaom^euaausL


K IC K b a c k a g a in s t h ig h p r i c e s a n d se e th e fo r C h r i s tm a s - l im i te d s to c k


f a n ta s t ic v a in c f rom H ym o to O r d e r


m a ila lile o f som e m o d els H ym o to (UK) L.td, 6 D c an f icld C o u r t , L.ink 59 Busines s P a rk , C l i th c ro c , L a n c a sh i r e , BB7 IQ S T e le p h o n e 012 0 0 422224


IDEAL FDR YOUR OFFICE PABIY


CHOlSTfilfiS PARTYtFlGHTS bCcufsuOini’crSDicc!]


Friday 2nii Dec 8 all tliraiigli Dsccmkr From £20.00 per gues!


CHRiSTTAAS FAYRE LUiFCM f r o m £ 9 . S 5 (2 Coiiises)


Suiiday-Fiiilriy Irani Dovernher 27ili CKFIISKAAS EVE CANDLEUT DlfiflER


oniy £22.05 Kiddies Menu Available


BOFiiNGDAYLUilCH ^ Couises £ 2 5 .0 0


Uiil(ln;nBmiar12£11.03 Chililmns Clown, Magician 8 Fatbei Clsislinas included NEW YEAR’S EVE DINNER DANCE


Oijoy a Glass of spaikling kir loyaie with our coaiglimenls followeii by a six course goormal maal anil allot enjoy


liancing fill late wilti our lesideirt DJ enly £52.00 per guest Any SOB ol party calaieil biDatesabaavailablafn Piivale Hiia


- ‘ Laser Lfortfi West > (BCadcBiim , * T«..; a :: • i I l i t - I ; . ; • A Royal Bank


! of Scotland credit card is very handy for Christmas shop­ ping. Pay £1 for a three-month trial of their price promise scheme, which allows you to effec-


< . /


I tively buy Christ­ mas presents at


* January sale prices. If you find the same goods in another shop with­ in 60 days a t a reduced price, they will refund the dif­ ference. Set it up in November or December for £1 and cancel it after three months - the service normally costs £20 for a year. • If you really


have to borrow money, get a Hali­ fax or Sainsbury’s credit card, with 0% in te res t for a year (or 10 months for Sainsbury’s). Ensure the cards are paid off before that 0% ends.


■ SHCPPING Most people love


nothing more than indulging in the odd spending spree, but


AVOID getting stressed out (s) Tit


- the thought of Christmas shop­ ping, queues,


k crowds and tha t " lengthy list of pres­ ents for long-lost relatives can leave people trembling in their winter boots. • Make a list and


stick to it. • When you are


shopping, focus on one group at a time. Get into chil- dren/man/auntie mode so that you’re in the right frame of mind. • Save up a day’s


holiday at work or book a morning off


in advance, and get your shopping done on a quiet Monday morning when the shops are less busy. • Try booking a


free personal shop­ per. 'They will know what’s in store and give you some handy advice. • If you are


ordering presents by mail order, make certain the goods will arrive by Christmas - 28 days is the longest you will usually he expected to wait. • Mail order can


spread the cost, but beware! Although you don’t have to pay interest, prices are often higher than the high stree t, and don’t forget postage and packaging on top. • Keep all your


Christmas receipts in an envelope, so th a t you can find them easily.


OFCOD If you have been


allocated the role of head chef on December 25th, there are plenty of short cuts to min­ imise the last- minute madness. “Lists,


lists,


lists,” are the key to a successful Christ­ mas dinner, accord­ ing to Mary Cado- gan, editor of the “Good


Food


Countdown To Christmas.” She also advises:


“Delegate as much as possible. It is so nice if people are coming to Christ­ mas dinner for them to bring something, even a plate of chopped Brussels sprouts.


fetlocks & ponytails


E qnestrian Supplies


OPEN .7 DAYS A WEEK (Ilasta o Caldene ° Harry H


^aehCt, latk


Telephone Orders welcome Free Local Delivery - ask for details


0 1 7 0 6 8 1 9 100 0 7 89 1.8 29 0 2 9


L ate Night Thursday t i ll 8pm Other evenings by appantment w w w .fe t Io ck sa n d p o n y ta l ls .c o .u k


cafe bar, restaurant, hotel ami conferences


brockhall village, old langho near blackburn. lancashire bb6 Say. tel: 01254 244811 fax: 01254 244812. wwrv.theavenuehotel.co.uk


Shoujclass o Stephens ° Coiuboy Hlagic o Exhibitor Labs ° natural Equine *


all ° Puffa =


>


People like to be asked.” Mary has this


festive food count­ down to avoid your head boiling along with the potatoes. • 12 WEEKS


TC GC: You should have made the Christmas cake. • 11 WEEKS:


This is the time to make Christmas pudding. • 8 WEEKS: Go


through your cup­ boards and freezer and make way for the Christmas food. Make a shopping list of all the things you need to buy. • 7 WEEKS:


Make a list of all the drinks you will


need. Crder the turkey. • 6 WEEKS:


Make your chut­ ney. Make first part of freeze-ahead din­ ner party. • 5 WEEKS:


Buy Christmas crackers. • 4 WEEKS:


Shop for wines, spirits and mixers - arrange delivery if necessary. • 3 WEEKS:


Update shopping lists. Plan food needed for everyday cooking, entertain­ ing and Christmas food. • 2 WEEKS: the


Decorate


Christmas cake. • 1 WEEK:


Defrost your mince


pies. ■ TRIMMINGS So the food and


presents are under your belt, but no Christmas is com­ plete without the trimmings. And it is often those extras th a t are left until the last minute. • Don’t bring


your tree into the house too soon - no more than two weeks prior to. Christmas. Keep it outside in water until you’re ready to decorate it. • Pick holly in


mid to late Novem­ ber or early Decem­ ber, while the berries are still ripe.


Put the stems into a bucket of damp sand and cover the top of th e holly with a cloth - this keeps it fresh and prevents it from frost damage. • Plant up forced


hyacinths tha t will bloom around Christmas. • Before you buy


new decorations, check what you


want to re-use from last year and ensure Christmas lights are still working. • If you lack the


time to buy new dec­ orations, liven up old baubles with a can of metallic spray paint. • Improve cheap


crackers by popping in a personal present for each guest, but open them with care.


P»l§ 15” TOSHIBA 15” SAMSUNG 17” TOSHIBA WIDESCREEN 20” THOMSON Bookings now being taken for Christmas «in<J the New Year 1st - 23fd D ctmt"er priced jst OtHO,


Our five course ChrisimAs Set rnsnu (5 gviiilsBic from Moridsy *- Friday


P e t P o r t r a i t s because they are


part of the family?


Great Christmas Present Ideas Hurry we are booking up fast! Gift Vouchers -


another great idea h a y le y lo u i S G photography


Lomeshaye Industrial Estate, Nelson gift vouchers available Telephone 0 1 2 8 2 6 0 6 0 6 4 email: info@hayleylouise.co.uk www.hayleylouise.co.uk NH5 Discount cord accepted - See us in Yellovr pages


FREE


PLUS YOUR CHOICE OF EQUIPMENT


’■ '-’t'e


5th December-22nd December Monday-Friday Lunch Christmas Fayre 2 Course £10.95


sMy..


3 Course £12.95 Party? Nights Friday 23rd December £20 Buffet £t Disco New Years Eve Party Night £25 Buffet f t Disco


FREE SKY BOX A SKY* BOX OMIY £89"


Choose the box to suit you - either the FREE Sky box, or the amazing Sky+ box. Sky+ lets you record 2 shows at once, pause and rewind live TV. all at the touch of a button and without tapes or timers.!


PLUS FREE STANDARD INSTALLATION’


* New Sky digital (ustomen only. t sky» lubscfiption required for Persona) Video recorder functionality.


STOP PRESS!


No phone line required anymore ^ e u r o p e a n ^


dugdales.


Ring 0800 043 2225 Day or Night ‘over 15,000 satisfied customers’


■ calailrrs. Fucthir terms and cobdiliob appl^ please see youcbecs (o, more delads. H.gh Street voorbers ran not be earbanged lor casb. Brand w—isp.


£Sa . f Tbco VouthOT tr.K Your £50 ol leira vouthtrs will bt dispalchtd 10 you by SKY lollowirs reitipt by SKY ol your ligntd subscription tonlrptt and llrsl tiet suhstriptiob paymubt. Red.ruplion forms ran bu claimad from Horirou or will ba prowjl.d upon instaltalipn. High Slrurt vouehars can Obi, b, cudermad a pan.c.pa - ^ , Au!. a____-_.J


< » uniieharx fnr mar* deiai s. Hinh Street vouthers can not be exchanged for cash. Brand new customers c •


1 menlhs baK orfee; 3 Months hall prite a.ailable on any tier Irom £15 - £1.2.50 pet month while you cema.n on this peebage. Alter 3 months you w.ll pay the lull p evai price lor the"Eievaut parVage unless you haye changed your package. Free Sky box oHee: You do nor ba«e to subscribe to Sky digilal. You must enter mlu an Inlerai OisroonI Omicarl |lDt5. Olle* limited to one per household. You are ineligible it you baye entered into an IDC or your booiehutd has benefited fmm one. Sky selects i e iu S e n l S le t io m S l a S installalioli ol free Sk, box is free fur ell Sty digital subscribers. Standard installabon ol Skye box is tree to. brand n™ St, d,, X r t ib e rs £60 lot previous and existing subirciber. Non-Sky digilal subiliiberi pay £120 for standard installation. Extra costs may apply For non-standard installat S mm goY any con?ims


(e.g. landlotd-sl. Installation ma, be subjert to delay SubseripUees: Sk, digital packages cost £fS - Er.2.50 per month. S ye subsrr.p


i ° l , « S you L b s r r e two or more ol St,3 lour premium rbanneli i.e. Sk, Sports I and 2 and Sk, Hawes 1 and 2 lotherwise £10 a men h). Hmimum digiUUSkJe lubseriptlons 12 manths. Stye bnVIcee Sty boklesi must be connetled to fixed telephone line lor 12 months. You most be IS or ovet. Pri


irrU L € %


Our Hew yean Eve menu is s select five course meal yrilh a chorripaaoe and e;in pe recepl on including li'/e ertiertalnmem. priced C47.50,


Don't forqet Thursday 1/iH November


is the new "Beaufolgis Npuvesu'' evening witFi a themed menu including vrine.


n A n u n c M V c o - . . ■ * Find 05 on v/v/v/,brown§b(5tro,eq,uk


MOOR LANE & WOONE LANE CLITHEROE


XELl 01200 422683


32” JVC I.D.T.V. 1


£1299.99 ^^n/imir/


■ ^ C E N T R E 20” SAMSUNG 23” PHILIPS WIDESCREEN 27” TOSHIBA WIDESCREEN 32” HITACHI WIDESCREEN £399.99 £749.99 £799.99 £999.99 ffl


Offer Price £259.99


£279.99 £399.99 £399.99


Ciitheroe 422324 (Editorial), 422323 (Advertising), Burnley 422331 (Classified)


- f Clitheroe 422324 (Editorial), 422323 (Advertising), Burnley 422331 (Classified)


www.clitheroetoday.co.uk


Clitheroe Advertiser &Times, Thursday, October 27th, 2005 33 ^


t


PLUS HALF PRICE SKY FOR 3 MONTHS


when a new Sky digital subscriber chooses any package from £15-£«.50 a month before 30/10/05


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35