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highest level of PCI DSS for many years. Our instore payment gateway was one of the first to be fully PCI P2PE compliant. So, when a merchant uses an Ingenico P2PE solution, the burden reduces from meeting over 290 requirements to filling in a short self- assessment questionnaire under the direction of a QSA.


On top of easing their security fears, merchants can benefit from Ingenico CRM tokens, which act as the secure form of a card number so that merchants can track and understand their customers behaviours, both online and in store. Of course, any customer data collected will need to be managed according to GDPR.


How else can merchants make sure their customers have a secure, yet swift payment experience? Merchants can work alongside a provider that is PCI compliant and has the capacity


www.directcommercemagazine.com | Direct Commerce


and experience to offer a reliable, fast and scalable platform. Reliability is essential so that transaction behaviour can be monitored to detect anomalies. It’s not the only factor though, with speed becoming increasingly important in a digital climate where consumers expect to make transactions almost instantly. Then, scalability enables merchants to expand problem-free when they gain new customers, open new stores or move into the online or mobile domains.


In 2019 alone, Ingenico payments gateways processed 7 billion transactions both in stores and online, for small, medium and large businesses. All our retail partners benefit from the peace of mind that their PCI compliance requirements are met no matter where our solution is in their payments cycle, as well as the security this provides. They also benefit from our ability to scale with them; the Ingenico platform can cope with several million transactions per day.


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