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downsmail.co.uk Never too old for a mortgage?


The mortgage market has changed considerably in recent years and no one has noticed this more than local adviser Sarah Ferrell.


“I am finding that I speak increasingly to people who are retired, or approaching retirement, and they need to raise mortgage finance for a whole variety of different reasons but the high street is unable to help”


With over 27 years’ experience in the mortgage market Sarah continues to deal with all manner of mortgage enquiries and is one of the few advisers fully qualified and licensed to deal with retirement lending.


Whether you need to repay a mortgage, finance some unexpected expenditure or just


MORTGAGES


make your retirement more comfortable there are many options available.


Retirement mortgages or Equity Release can provide a safe and very welcome solution to many people who just don’t know that this may be an option.


Sarah says, “I find that lots of people who could benefit from raising money at retirement are put off by bad press and other people saying it is a bad idea when in truth there are so many different options there is bound to be a solution. What is important is getting the right scheme for the individual”


Sarah explains that there are many different ways in which retirement mortgages can be set up so it is definitely not a “one size fits all” scenario and there


EQUITY RELEASE


is so much regulation and protection in place nowadays that the schemes of the past are unrecognisable to the wealth of options available today.


“My role is to fully understand why somebody is looking to raise the money, what their plans for the future are and then find the scheme that is right for them.”


“If somebody is considering raising money at retirement then I would strongly recommend a conversation as there are likely to be options available that people just don’t know exist” says Sarah.


Sarah is happy to visit your home and, unlike many banks, she is not just available 9-5 but will offer flexible times to suit her clients.


RE-MORTGAGE BUY-TO-LET


Business Focus


With 27 years’ experience in finance and over 6 years specialising in Equity Release, Sarah takes pride in the time and care she takes with her clients. She is happy to visit your home and she is not just available 9-5, but will offer flexible times to suit her clients.


For more information or a free initial consultation, please call Sarah on 01622 631372, 07789 007447 or e-mail her at info@sarahferrell-equityrelease.co.uk


FIRST TIME BUYERS Equity Release can reduce the value of your estate and can affect your eligibility for means tested benefits. Any window Any Size... subject to survey


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