Eclectic Naturopathic Medical Center, LLC


discipline required to strive for what they truly need, want and wish for in life is harder for them to do than it is for them to continue to operate in the financial uncertainty that they have grown accus- tomed to living every day. If this describes your mindset, then I strongly encourage you to constructively challenge yourself: is this really how you want to live your life? Take to heart the famous words of El- eanor Roosevelt, “It takes as much energy to wish as it does to plan.”


You are powerful. Each moment of


Kathleen Riley, ND


Susan Yarett, ND


• Providing gentle, effective treatments for acute and chronic illnesses for infants through geriatrics.


• Nutritional and lifestyle counseling


• Botanical medicine


• Bowenwork and Frequency Specific Microcurrent treatments


every day, whether you realize it or not, you are making decisions that impact your financial success. When you refrain from splurging on that designer bag that you know you don’t need because you have several at home that you already don’t use. When you make that special cup of coffee at home rather than buying it daily from a shop on your way into work. When you invest in companies that share your commitment to sustainability, the environment, and women in leader- ship roles rather than just put that money in a fund that you don’t understand, you are making informed financial decisions that may positively impact you both today and in the future.


40 Christian Lane


Newington, CT 06111 860-665-1254


www.kathleenrileynd.com


Ask yourself: do you make your decisions out of exhaustion, out of habit, or out of conviction? Do you want to make decisions regarding your finances with confidence? Do you aspire to be as powerful as you can be managing your money? Are you ready to exert as much control as you can over your savings and spending decisions? Is now your time to envision the life you want and make it a reality by following a holistic financial plan?


Create a Plan


In life there are things that you can’t control and things that you can control. While you can’t predict when you might experience a health issue, you can choose to eat foods that nourish your body and sus- tain your energy. While you can’t avoid the pain that comes with some relationships, you can manage the grief you experience with help from mental health professionals.


In the same way, while you can’t


control stock market returns or know with certainty whether a new career opportunity will reap financial rewards, you can navi- gate financial uncertainty with a holistic financial plan aligned to your values. A holistic financial plan starts with what is important to you: those needs, wants, and wishes you identified through your personal assessment become a prioritized list of financial goals. Each goal is rank ordered, with an estimated amount of money required to fund the goal and a date when you will pay for the goal. Your needs are your most important goals, whereas your wants are next important, and your wishes are “nice to have” goals that you would like to fund if you have the ability to do so.


Then a holistic financial plan incor-


porates all dimensions of your personal finances including, but not limited to, your income, your expenses, your investments, your insurance, what you own and what you owe. These different pieces, together with your goals rooted in your values, com- plete your total financial picture. Once you have this financial picture in place, you can make assumptions around how likely you are to achieve your goals and what savings, spending, investment, and insurance deci- sions you can do differently to set yourself up for success going forward.


32 Natural Nutmeg - October 2018


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