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NEWS Apple gets Siri-ous about payments
pple has stepped further into the payments industry by unveiling some potential Siri commands that get the electronic assistant sending people money. With the introduction of the new SiriKit, a toolkit for developers, messaging apps will be able to “tap into the power” of the system. In the Apple example, a user says “Hey Siri, send Lindsey Welch $20 using Cash” – the assistant then uses Square Cash to transfer the money.
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“You can easily ask Siri to send money to a friend, whether you’re splitting the dinner bill, paying rent to your landlord or sending your roommate money for utilities,” Apple writes in a news post.
Not only that, but UK digital-only challenger bank Monzo gets some love: “Monzo, which aims to build a bank of the future for people who hate banks, will let you ask Siri to send payments to fellow Monzo users, authenticating them with the touch of a finger with Touch ID.”
It seems that Apple will be using the iPhone’s built-in fingerprint scanner to ensure that payments are made
securely – though the method hasn’t been proven totally safe. This will also mean that older model iPhones, like the iPhone 5c, will not have this feature.
On the Apple Pay front, meanwhile, Apple is partnering with Sony to bring the service to Japan in October, using the latter’s FeliCa technology that is widely found at payment terminals across the country. People will also be able to use it to tap and pay for subway and rail rides by loading the local transit card, Suica, into their digital wallet. An upgraded version of Maps in iOS 10 will also help Japanese transit riders see ride details, including fare breakdowns that will automatically show Suica pricing on their device.
The tech giant has previously partnered with local companies; in China, for instance, it worked with UnionPay to bring the service to the country. Apple Pay will also arrive in New Zealand and Russia this autumn and will hit the web following the launch of iOS 10 on 13th September.
Alex Hamilton
www.ibsintelligence.com © IBS Intelligence 2016
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