GETTING THE MOST OUT OF YOUR COMMUNITY POOL JOHN COX | SPARKLING POOL SERVICES
Community swimming pools oer residents and owners a value-added amenity. With proper planning, the programming or use of the swimming pool can be customized to the needs of the residents or owners and create a unique experience for each community. Proper planning with regards to budgeng, sta, governmental requirements, and insurance requirements is key to any successful swimming pool season. Let’s take a look at some popular types of programs or uses that may be benecial for your facility.
Water Aerobics/ Swimming Lessons Water aerobics and swim lesson programs are popular in community swimming pools. These programs can be arranged for parcipants to pay the instructor directly or for the community associaon to pay for the cost of the program and oer classes to community members. From an operaonal standpoint, it is best to either dedicate an area of the pool only for use by parcipants or to conduct the lessons at mes where the pool is not in general use. Companies or community based organizaons may provide these lessons. In either case, there are important insurance consideraons such as levels of insurance requirements, securing the appropriate Cercates of Insurance, securing addional insured status for the community associaon, liability assignment, and hold harmless/ indemnicaon. The community associaon must also verify that there is
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no exclusionary language, such as an applicable Athlec or Sports Parcipants Exclusion, on any policy providing commercial general liability insurance protecon to the community associaon. This is also important if this program is being taught by associaon employees. Once you have developed a plan for such an acvity, contact your insurance provider with the details of the use. Your provider will be able to guide you through the insurance requirements for your community. Addionally, local health codes may require addional supervision or requirements. Consult with the local health ocial or a professional familiar with all applicable codes to ensure the program is compliant with all governmental regulaons.
Renng the Pool for Pares Pool party rentals for non-members can be problemac. First, renng to non- members may have implicaons with regard to the community’s responsibility for the facility to comply with all current Americans With Disabilies Act requirements. Furthermore, your insurance carrier may preclude you from such a pracce. Prior to exploring this opon, consult with your insurance provider and an aorney familiar with the requirements of the Americans With Disabilies Act.
Pool party rentals for members and their guests are more common. These can be full facility rentals or paral pool rentals
ROBERT TRAVIS, CIC, CIRMS | COMMUNITY ASSOCIATION UNDERWRITERS
(typically when the number of guests exceeds the normal guest policies). There are important operaonal consideraons for pool party rental. If the pool will be used outside of normal operang hours, who will be responsible for opening and securing the facility? Who will be responsible for ensuring chemical levels are within code required parameters? For facilies with lifeguards, it may be prudent to require renters to purchase addional lifeguard coverage to accommodate increased usage. When developing a plan for a policy, meengs should be held and aended by management, board members, and any companies or persons involved with operang the swimming pool to idenfy and address any operaonal concerns. It is also very important to contact your insurance provider to determine member to guest raos, required rental documentaon, and consideraons specic to your facility.
Lifeguards The queson of whether or not to hire lifeguards for a community swimming pool can be very dicult. There are many consideraons in this decision. First, many state, county, or local health codes set clear requirements on which type of facilies require lifeguards. Before making a decision that your community will not be using lifeguards, consult with an aorney to conrm lifeguards are not required for your pool. Addionally, there are many
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