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PORTUGUESE RETIREMENT of 12 properties, with whom we share a pool.”


Next stop, the four-bed villa T e couple bought the property – which has a lovely 100m2 terrace - for £250,000 through agent Martina Lennon (mapcascais. com) – through whom they also sold their apartment. T ey pay £80 a month condo fees for the upkeep of the gardens and pool, as well as council tax of €1,100 a year (and utilities). Since Pat retired last year they have been


able to spend longer periods at the villa and essentially split their time roughly 50/50 between their four-bed detached home in Essex and Portugal. “We love both homes, and can now choose


to spend time at either. But when we are in Portugal we do the same sort of things we do at home – we shop, cook, clean, go for walks – and have the same set of books, CDs, DVDs,” says Pat, who is very keen to emphasize the fact their life is “not one long holiday”. But they do have the opportunity to go for walks along the beach, meet friends for coff ee, have Portuguese lessons and also have a few lunches at local restaurants, including their favourites, O Faroleiro on Guincho Beach (see box,


below) and Restaurante Nortada at Praia Grande, 30 minutes drive north (restaurantenortada.com). “We can live cheaper here than in the UK


if we eat seasonally and don’t frequent the tourist restaurants, and our outgoings are around €300-400 a month,” adds Pat. “But then of course we have to pay the bills on our Essex home too, so running two properties is not cheap. But 25 years ago we never dreamed we’d be able to aff ord live as we do now.” It’s also warmer in winter of course, and


the restaurants don’t close down as they do in seasonal holiday areas, which was why they prefer the Lisbon area to the Algarve. “We think the Algarve is one long stretch


of holiday makers, it’s not real life. T ere are lots of expats playing golf and tennis and it’s a bit like Chiswick-on-Sea!” suggests Pat. “Here we have a lot of people working who commute into Lisbon so it’s a very diff erent feel. We have Italians and South Africans as neighbours, there are also quite a few Scandinavians and Russians who have bought to take advantage of Portugal’s Golden Visa scheme [residency permits with property purchases of €500k or more for non-EU investors] or tax benefi ts [zero income tax for pensioners].”§


Aff ordable apartment: €250,000 (£200k) Close to the schools and shops in Barrio Rosario, this is a two-bed, two-bath apartment with sea views from the roof terrace - with access to pool, gym. mapcascais.com


High-end option: €1.47 m (£1.1m) Close to the popular and classy golf club of Quinta da Marinah, this is a contemporary four-bedroom villa with a private pool. th ground fl oor apartment with fi neandcountry.com.pt


Four-bed villa: €720,000 (£578k) Located in a sought-after residential location near Quinta de Marinha this is a 190m2 four-bed, three- bath villa with a pool and garage, central Cascais. mapcascais.com


Our favourite restaurant


O Faroleiro, overlooking Guincho Beach, Cascais When to go: Sunday lunchtime (you need to book) What to eat: Sea bream or bass cooked “Portuguese style” in a casserole with tomatoes, garlic, baby potatoes and fresh coriander Contact: faroleiro.com; +351 21 487 0225


68 | aplaceinthesun.com


WHAT’S ON THE MARKET // CASCAIS


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