HOW TO LIVE ON A


STUDENT BUDGET By Eve Stanger


Living on a student budget can be tough. You’re free from your parents, but gone are the home comforts and instead you’re stuck with a student loan and thousands of pounds of rent to pay. Be prepared, have a plan and follow these tips to ensure that you make the most of your student loan.


BOOKS CLOTHES


Chances are your university will supply you with a never- ending list of core reading but there is no need to buy these books full price. Check to see if your university is doing a book sale or on websites such as abebooks.com or sellstudentstuff.com. Equally, university gives you access to huge libraries – likely to have any book you need. You just have to make sure you get there before the other 200 people on your course do.


With thousands of pounds suddenly in your account it can be diffi cult to resist a spending spree to give your wardrobe a new look but remember this money has to last the year. Most major clothes shops will offer at least a 10% discount on all items when you present your NUS card. But try to budget a small amount for total clothes spending for the year…or pop down to Oxfam and call it student chic.


KITCHEN


Buying kitchen items such as washing up liquid and kitchen towels can really add up over the year, but to minimise this get together with your housemates and buy in bulk together or split the cost of such essentials. When buying plates and cutlery buy something cheap but distinctive, a distinctive set of cutlery will avoid it getting lost or ‘borrowed.’ chances are one or two of your plates will end up broken so defi nitely don’t take Mum’s best china.


Page 1  |  Page 2  |  Page 3  |  Page 4  |  Page 5  |  Page 6  |  Page 7  |  Page 8  |  Page 9  |  Page 10  |  Page 11  |  Page 12  |  Page 13  |  Page 14  |  Page 15  |  Page 16  |  Page 17  |  Page 18  |  Page 19  |  Page 20  |  Page 21  |  Page 22  |  Page 23  |  Page 24  |  Page 25  |  Page 26  |  Page 27  |  Page 28  |  Page 29  |  Page 30  |  Page 31  |  Page 32  |  Page 33  |  Page 34  |  Page 35  |  Page 36  |  Page 37  |  Page 38  |  Page 39  |  Page 40  |  Page 41  |  Page 42