Travel Insurance


Travel Insurance


Personal Travel Insurance Travel insurance is a vital aspect of booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking. DERTOUR has arranged competitive travel insurance through travel insurance specialists, Infinity Insurance Solutions, to specifically meet your holiday needs.


The cover is underwritten by the UK branch of Union Reiseversicherung AG. Both Infintiy Solutions and Union Reiseversicherung AG are regulated in the UK by the Financial Services Authority.


Barcelona, Spain


To arrange cover simply let us know which members of your party wish to take advantage of this insurance. Should you decide not to purchase this insurance, you must provide us with details of your alternative insurance with your final payment.


Synopsis of Cover A summary of cover is shown below. Full details of the policy, showing terms, conditions and exclusions are available on request and can be downloaded from our website www.dertour.co.uk/travelinsurance. A copy of the policy will be sent to you with your booking confirmation.


Our policy provides up to the following cover limits per person: Personal possessions Personal money


£2,500 (single item £400, total valuables £500) £300


Medical emergency Personal liability Personal accident Legal expenses


£5,000,000 £2,000,000 £25,000 £25,000


Cancellation & curtailment, (up to final invoiced cost of the holiday)


£5,000


Scheduled airline failure £1,000 Policy excess


£60 (£20 loss of deposit, £200 personal liability for damage to property)


Premiums Europe Cost per adult 18-64 years (including Insurance Premium Tax) 1-3 days 4-5 days 6-10 days 11-17 days 18-24 days 25-31 days


£12 £15 £18 £21 £25 £28


Children aged 2-17 years pay 50% of the premium if travelling with an insured adult. Couples pay 1.8 times adult rate. Family Rate is 2 times the adult rate and covers two adults and dependant children.


Please note: If you are between 65 and 74 years, there is a supplement of 10% on the adult rate, and for persons aged 75 - 84 years, the supplement is 20% on the premium shown.


Travel Insurance – IMPORTANT NOTICE


Before you purchase this insurance, DERTOUR is required to bring to your attention a number of important aspects: Policy document: You should read the document carefully. It gives you full details of what is and what is not covered and the condition of the cover. Cover will vary from policy to policy and insurer to insurer.


Conditions, exclusion & warranties: Conditions and exclusions will apply to individual sections of your policy, while general exclusions, conditions and warranties will apply to the whole of your policy.


Medical expenses: Your policy does not provide private health treatment unless specifically approved by the emergency assistance service. You should carry an EHIC (European Heath Insurance Card) or equivalent and use this at state facilities when travelling within the European Union.


Health: Most travel insurance policies have health restrictions in them that may exclude any pre-existing conditions. If you are purchasing our travel insurance we want to ensure you are provided with the best cover we can offer. Please answer either ‘YES’ or ‘NO’ to the following questions:


Have you or anyone who is travelling with you:


1. EVER received treatment for: a. a heart related condition, stroke or hypertension (high blood pressure)


b. a breathing condition (including asthma) c. cancer d. diabetes


2. Been referred to a hospital or a specialist consultant for a heath condition that has:


a. been diagnosed within the last two years b. been in existence in the last two years c. resulted in treatment being given in the last two years d. resulted in referral to a specialist or hospital for treatment.


If you have answered ‘YES’ to any of the above questions our insurers will be able to offer some cover and may be able to cover your health condition, although an increased excess and / or an increased premium may be required. After buying our travel insurance you will be given a policy document showing the telephone number of our medical helpline. You will need to contact them as soon as possible, providing details from your booking confirmation, to see if the additional cover is available. The medical helpline can only arrange a health check once cover has been purchased. All calls will be treated in the strictest confidence and the decision will be confirmed to you in writing. Should they require any additional premium and you accept their offer, this should be paid to the medical helpline either by credit card or cheque within 14 days of your call.


Please note: • Our insurers are unable to provide any cover on psychological conditions such as stress, anxiety, depression, eating disorders or mental instability.


• Our insurers are unable to provide cover for anything which is a result of a pre-existing medical condition of a close relative or a close business associate.


‘Cooling Off’ Period: Your policy will have a ‘cooling off’ period during which you can cancel the policy and get a refund, if you have a justifiable reason for being dissatisfied with the cover it provides.


If you would like more information, please contact Infinity Insurance Solutions: tel 0845 230 7130, particularly if you feel the insurance may not meet your needs.


These details are not a substitute for your insurance policy. Please make sure you read your policy document carefully. Failure to comply with the terms & conditions therein may result in cover being restricted.


PLEASE NOTE: DERTOUR only offers travel insurance from a single insurer – URV. You will not receive advice or a recommendation from us for travel insurance and you will need to make your own choice about how to proceed.


DERTOUR is an Appointed Representative of Milsom Howard Limited, who are authorised and regulated by the Financial Service Authority. Infinity Insurance Solutions is a trading name of Milsom Howard Limited. Union Reiseversicherung AG is authorised in Germany by BaFin and regulated in the United Kingdom by the Financial Services Authority.


Colosseum, Rome


70


10


Booking hotline 020 7290 1111


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