Weaverville Christmas Craft Bazaar


More than a dozen vendors filled the fellowship hall at Weaverville United Methodist Church for the 17th Annual Christmas Craft Bazaar on Friday (Nov. 12) and Saturday (Nov. 13). Shoppers beat the Christmas rush at the stores, and kids got in early with their requests to Santa Claus.


YOUR RETIRE- MENT BUDGET


by Michael Creasman, CFP


Many financial planners assume that retirees will need a 70% to 80% “replace- ment rate” under


the assumption that costs will decline after they retire. Of course, with so much more time to travel and pur- chase things for children and grand- children, costs could actually rise. With all this in mind, the best way to meet retirement budgetary needs involves consulting with a financial planner and taking a realistic look at present and future spending. Once it is brought to their attention, many of those approaching retirement are quite surprised how much they spend at restaurants and on memberships. As far as their future is concerned, soon-to-be retirees will want to take into account their homeownership circumstances, health needs, and dis- cretionary spending. P.S. Because everyone has his or her


own particular needs and preferences, a one-size-fits-all approach to retire- ment planning cannot be expected to be suitable in all cases. Money is vital to a pleasant retire-


ment. All too often, people ignore their retirement needs until retirement is almost upon them. Retirement will be considerably easier if you plan for it well in advance. At CREASMAN 401(k) PLAN ADVISOR, INC., we have served clients in the greater Asheville area since 1978 with pro- fessionalism and integrity. No one is turned away because we feel strongly that everyone can benefit from sound, thoughtful financial advice. Diver- sification and your temperament for risk are at the center of all investment plans. Please call us at 828-253-7231 to schedule a consultation. Our office is located at 1328F Patton Ave. www.creasmanfp.com


Genie Orr www.leicesterleader.com


NMLS ID# 115774 Mortgage Consultant


Executive Park I, Suite 216 - Asheville, NC Your Home Town Mortgage Consultant


Offi ce: 828-258-1290 or 800-332-5590 Fax: 828-258-1277 • Cell: 828-231-1456


Email: genieo@cunninghammortgage.com www.cunninghammortgage.com/user/genieo


November 18 - November 24, 2010 - THE TRIBUNE/LEADER 5


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