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THE WEIRS TIMES, Thursday, September 30, 2010 A Good Read Castle in the Clouds Come up to
Debt-Free U: How I Paid for an Out- standing College Education without Loans, Scholar- ships, or Mooching Off My Parents
by Zac Bisson- nette
Reviewed by Judy Normandin
Debt-Free U is part
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financial planner, part self-help, and part exposé. It’s also the hot book of the back-to-school sea- son. Zac Bissonnette brings to light the alarming increase in student loan debt and the impact it is having on new grad- uates. Working with information from many sources, he describes a “dangerous cocktail” of rising student debt and stagnating wages. He
an average debt load of $23,200. With college costs rising at twice the rate of inflation, the cost increase is being fi- nanced by student loans. The average college grad is now facing loan payments of $200 per month for 20 years and that does not include spending for gradu- ate school. This book examines the influ- ences on students, parents and guid- ance counselors that promote borrowing. It also explains, inci- sively and succinctly, the different types of student loans and how the financial aid system works in this country. Thanks to
cites an alarming 67 per- cent of students graduat- ing from 4-year colleges and universities in 2008 had student loans, with
the author’s humorous commentary and analo- gies, we realize how ex- treme the situation has become and how we could be hurting more students than we help. What to do about it? Bissonnette does not attempt to pres- ent policy level solutions. Rather, he proposes that students choose publicly subsidized community colleges and universities and earn the money they need to pay for their own education as they go. The most amazing as-
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pect of the book is that the author is 21 years old and currently a senior in college! He provides very practical advice on how to choose a school, how to choose a major, and how to create an ivy league experience at any college. He also provides lots of useful information on how to make mon- ey, save money and pre- pare for a career. While I do not agree with every tip, I found the advice to be current and credible. Congratulations to Zac Bissonnette on a good book that is funny, full of surprises, and actionable for college students and their families.
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