He a l t H
In t e r n a t I o n a l He a l t H c a r e
With the recent meltdown in world financial markets, there’s an increasing need to cut costs where you can. Reducing your
medical cover may be on your list; however, compromising on your health and well-being may not be a sensible option, writes
Michael Brown, Chairman of Expacare.
G
iven the current credit crunch affecting many conditions such as Methicillin-Resistant Staphylococcus
people across the globe, you may be tempted to Aureus (MRSA) becoming more prevalent in UK hospitals,
reduce your outgoings in certain areas. Putting potential UK residents may be deterred from going through
your Health Insurance into this category, can be a costly the NHS for treatment.
mistake for you and your family, because after all health is
arguably the most important protection that you can secure Another issue worth considering is that given the
through quality insurance. current economic climate and rising unemployment
figures, the revenue Government collects in terms of tax
Limited Care in the UK and National Insurance contributions will reduce. This,
If you are entering the UK, you should be aware
and the fact that the Government will be paying out more
that the NHS will only offer a limited amount of care, so
in benefits to the increasing unemployed, could potentially
it is advisable to obtain an international private medical
mean even further reductions in funding in many areas.
insurance plan in order to have peace of mind that if you
fall seriously ill, you will have the best care available.
Choosing the right Cover
This predicament highlights the fact that an
With the UK’s NHS practically on its knees due to international health plan would be well advised if you’re
over population and under funding, the level of treatment looking to relocate to the UK from overseas. Even if you are
offered in many hospitals is well below what the majority coming to the UK for a finite period, it would be ill advised
of people entering the UK may be expecting. Also with to rely on “off the shelf” travel insurance products.
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48 ex p a t r i a t e
Expacare.indd 48 08/06/2009 15:28:35
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