2. Will FEMA help me pay my utility bills?
No, FEMA cannot pay utility bills. However, local charitable organizations may be able to help for a short period. Contact Vermont 2-1-1 for a referral to a local agency that may be able to help and/or apply for fuel assistance at your local Community Action agency.
3. I lost my food because of the power outage; will I be reimbursed for it?
FEMA’s disaster assistance program does not cover food losses. Voluntary organizations in the disaster area may be able to help you with a hot meal or other immediate needs for food. Recipients of 3SquaresVT may be able to apply for replacement benefits, but the deadline to apply for replacement benefits is likely to be very short (less than a month after the disaster).
4. I have trees down all over my yard, is there any help for debris removal?
Many homeowners’ insurance policies cover debris removal. FEMA may provide assistance with debris removal in some cases. Your local officials can also tell you if there is a pickup schedule for debris in your area.
5. I purchased a generator. Will I be reimbursed?
Probably not. FEMA reviews requests for reimbursement of the cost of a generator on a case-by-case basis. Your best bet is to frame this as part of your home repair costs, as home repair items are significantly more likely to be covered than “other needs.” If it is determined that the generator is related to “other needs,” then you are likely to be referred to the SBA for a loan to help cover the cost.
6. Does disaster help have to be repaid?
A grant from the Individual and Households Program does not have to be repaid. Loans from the Small Business Administration must be repaid. If you spend your FEMA grant on items for which the funding was not allocated, you can be required to repay it. FEMA randomly audits recipients for up to three years after the grant was received. Save all receipts and other documentation of how you used your grant.
7. FEMA told me to send in my receipts. What is the mailing address? Please mail all correspondence to the following address:
FEMA – Individual and Households Program National Processing Service Center
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