for MOAA members and spouses under age 80
1-800-698-7943 now!
Call
Will your financial plan protect ALL your assets?
You may be missing one critical piece of protection … S
tocks, bonds, annuities, IRAs, mutual funds, 401(k)s, pensions, retired pay, CDs, health coverage
and even your savings accounts make up a well-balanced financial plan to make sure your assets are protected for the long haul …
But what about long-term health risks? Does your
financial plan include protection for them? Of all Americans age 65 and over, 70% will need
long-term care (care in your home, in a nursing home or other facility) due to an illness or disability.* And only a small percentage of long-term care expenses are covered by TRICARE For Life, Medicare, major medical or disability insurance.
Tat’s why many MOAA members are adding
Long-term Care Insurance as part of their risk management portfolio to:
Preserve retirement assets: Long-term care insurance is used to fund your care, rather than withdrawing money from your personal assets to pay for it.
Eliminate care burdens from family members: Will your spouse or other family members be able to liſt you or provide medical care? Long-term care insurance can help pay for the care you need.
Learn more about the availability of long-term care insurance through MOAA today!
Call: 1-800-698-7943 (request #050355-1-1-1) Or visit
www.moaaltc.com to request more information
*
www.longtermcare.gov 50355 (5/11) ©Seabury & Smith, Inc. 2011 d/b/a in CA Seabury & Smith Insurance Program Management
AR Ins. Lic. #245544 CA Ins. Lic. #0633005
Ensure a lasting legacy: With this insurance in place, your assets can be leſt to your survivors, heirs or foundations.
Live your life with dignity: Long-term care insurance may allow you to stay independent and in your home to receive care if you wish.
Provide peace of mind and assistance later in life: Tis type of insurance offers assistance to help you or your family members make future care decisions.
Take advantage of tax benefits: If you pay the premiums yourself, your benefits may be income tax-free. If you’re self-employed, your premiums may be tax-deductible. (Consult your tax advisor for more details.)
As a member of MOAA, you have access to
discounted long-term care insurance options not available to the general public that can help protect your assets from long-term health risks.
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