for MOAA members and spouses under age 80
1-800-698-7943 now!
Call
Will your fi nancial plan
protect ALL your assets? You may be missing one critical piece of protection…
S
tocks, bonds, annuities, IRAs, mutual funds, 401(k)s, pensions, retiree pay, CDs, health coverage
and even your savings accounts make up a well-balanced fi nancial plan to make sure your assets are protected for the long haul …
But what about long term health risks? Does your
fi nancial plan include protection for them? Of all Americans age 65 and over, 70% will need long
term care (care in your home, in a nursing home or other facility) due to an illness or disability.* And only a small percentage of long term care expenses are covered by TRICARE For Life, Medicare, major medical or disability insurance.
T at’s why many MOAA members are adding Long
Term Care Insurance as part of their risk management portfolio to:
Preserve retirement assets: Long term care insurance is used to fund your care, rather than withdrawing money from your personal assets to pay for it.
Eliminate care burdens from family members: Will your spouse or other family members be able to liſt you or provide medical care? Long term care insurance can help pay for the care you need.
Learn more about the availability of long term care insurance through MOAA today!
Call: 1-800-698-7943 (request #046198-1-1-1) Or visit
www.moaaltc.com to request more information
*
www.longtermcare.gov 46198 (9/10) ©Seabury & Smith, Inc. 2010 d/b/a in CA Seabury & Smith Insurance Program Management
AR Ins. Lic. #245544 CA Ins. Lic. #0633005
Ensure a lasting legacy: With this insurance in place, your assets can be leſt to your survivors, heirs or foundations.
Live your life with dignity: Long term care insurance may allow you to stay independent and in your home to receive care if you wish.
Provide peace of mind and assistance later in life: T is type of insurance off ers assistance to help you or your family members make future care decisions.
Take advantage of tax benefi ts: If you pay the premiums yourself, your benefi ts may be income tax-free. If you’re self-employed, your premiums may be tax-deductible. (Consult your tax advisor for more details.)
As a member of MOAA, you have access to
discounted long term care insurance options not available to the general public that can help protect your assets from long term health risks.
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