This page contains a Flash digital edition of a book.
AN EXCLUSIVE BENEFIT FOR TMA MEMBERS


Peace of mind for you and your practice OFFICE OVERHEAD EXPENSE


Protect your medical practice from the unforeseen


Disabilities can strike without warning, affecting not only your health, but also your ability to keep your practice running while you are recuperating. If you were to become disabled and could not work, how would you cover office expenses, such as employee salaries, rent, taxes, and utilities?


Office Overhead Expense Insurance, issued by The Prudential


Insurance


Company of America (Prudential) and endorsed by the TMAIT, can help pay for regular monthly office expenses to keep your medical practice operating if you were unable to work due to a disability.


Exclusively for TMA members • 24/7 coverage • Benefits for total or partial disability


• A customized policy to fit your needs


• Coverage you can keep if you move out of Texas


Plan provisions


• A maximum monthly benefit amount to $35,000


• Coverage you can retain up to age 75


• TMA Members can apply up to age 70


• An expanded list of eligible overhead expenses to reflect the changing practice environment, including:


· Charges for electricity, telephone, heat, water, and laundry


· Employees’ salaries or wages · Payments for leased equipment and furniture


· Car allowances (as related to the practice)


· Interest on existing business loans incurred


· Business insurance premiums · Payroll taxes, plus rent or mortgage interest payments · And more!


Request coverage today!


Don’t put off getting this important insurance protection for your practice. Call 1-800-880-8181 or visit info.tmait.org/ooe for more information and to apply using the downloadable form.


Office Overhead Expense Insurance is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. This coverage contains certain limitations and exclusions; please see the booklet-certificate for full details. If there is a discrepancy between this document and the certificate, the terms in the booklet-certificate will prevail. Contract series 83500.


0192427-00004-00 TMAOOE-555767


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