THE DOWNLOAD MONEY MATTERS


Cost Plus negotiates with drug


manufacturers to get a lower price, and you pay the manufacturing cost, plus 15%, plus a flat $3 pharmacist fee per prescription.


into account your deductible, co-pay, and any available coupons. Upload your prescription and


your insurance information, and BlinkRx will give you a quote. If you accept the offer, you can pick up your medication from a local partner pharmacy or get free home delivery. The service is free — home delivery


is free, too — and it’s available nationwide, but not all medications are covered. You’ll likely save the most on generic prescriptions.


free prescription discount card that can save you up to 80% on generic medications and up to 70% on brand names, including pet medications. There’s no fee for this service, and you don’t have to be over 50 to join AARP — membership is open to everyone.


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WALMART Walmart is investing heavily in its pharmacy business. In


May 2025, it opened a centralized prescription processing facility that can fill 100,000 prescriptions daily. You can get prescriptions filled in


the store or delivered to you the same day, and the prices are especially good for generic medications. Walmart offers many generic medicines for just $4 for a 30-day supply and $10 for a 90-day supply (costs vary depending


AARP Members of AARP and their families receive a


on the medication). Before you enroll, check the cost against your insurance, as your insurance may still be cheaper.


drug service created by billionaire Mark Cuban to provide low-cost medications by cutting out the middleman. Cost Plus negotiates with drug manufacturers to get a lower price, and you pay the manufacturing cost, plus 15%, plus a flat $3 pharmacist fee per prescription. Unlike other discount programs,


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this one allows you to use your insurance. Cost Plus claims to save customers 40%-60% off the prices found at traditional pharmacies. For example, a 30-day supply of Fluoxetine (the generic for Prozac) is $5.37, compared to a retail price of $22.80. Atorvastatin is $5.26, compared to a retail price of $55.20.


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AMAZON Amazon Prime members can save up to 80% on their


prescriptions, which also includes free shipping. You can save even more by joining


Amazon’s RxPass service, which costs $5 per month (plus the cost of your Prime membership). RxPass offers more than 50 generic medications for $5 per month. Unfortunately, the service is not


available in all states, and doesn’t apply to Medicaid users. Only some medications are available, so check first to see if yours is covered before paying for the service.


MAIL ORDER Mail-order pharmacies, such as those offered through


your insurance company, are often cheaper than retail pharmacies, particularly if you get a 90-day supply of your medication.


MARK CUBAN’S COST PLUS


This is the prescription FULL NESTERS


The number of adult kids living back at home peaked during the pandemic, then fell, but it is inching up again, according to the U.S. Census Bureau. While more parents may be in a financially sound position to help, it also creates a dependency loop in which kids become reliant on the financial boost, and parents sacrifice saving for retirement. An Ameriprise Financial study found that 36% of parents worry that this support could impact their own future. Experts advise that there should be an endgame in place for kids staying at home, and that they should help with household expenses.


BRIEF RESPITE If you’re one of the 5 million


borrowers with a student loan in default, you will be pleased to hear that the U.S. Department of Education is temporarily pausing involuntary wage collections, including garnishing wages and tax refunds. But the relief is only until the government can implement the repayment reform outlined in the One Big Beautiful Bill (OBBB). Unfortunately, interest continues to accrue on defaulted loans during the pause. You can avoid the extra charges by enrolling in the Fresh Start Program at myeddebt.ed.gov. This temporary, one-time program reverses the default status and instantly returns the loan to good standing. Collections are then paused, and you become eligible for income-driven plans.


CREDIT LEG UP Want your kids to have a financial leg up on their credit scores? Consider making them authorized users on one of your credit cards. Researchers at Rice University and the University of Wisconsin-Madison found that a young adult’s credit history from being an authorized user on their parents’ cards increased their credit scores by an average of 22 to 42 points. These kids were more likely to be approved for car loans, apartment rentals, and mortgages, and to qualify for better interest rates and terms.


MAY 2026 | NEWSMAX MAXLIFE 77


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