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approach the subject of business protection with their business-owner clients. She said: “Business protection is an essential, yet under-used aspect of running a business. Part of the reason for this is because advisers can fi nd these conversations diffi cult to approach. “As the adviser, you are moving from the
living room to the boardroom. This can be a diffi cult transition and the way advisers approach the client also needs to be diff erent.”
Norton Home Loans has been added to the lender panel of New Leaf, enabling members of the network to access the lender’s full range of specialist fi rst charge mortgages. New Leaf is a boutique network of 250
advisers. The business has been privately owned for almost two decades and promises its members true independence. Norton Home Loans off ers a range of fi rst
charge mortgages. In the fi rst charge market it provides mortgages to customers whose circumstances would see them rejected by other lenders for reasons including heavy adverse and non-standard properties. It also lends on Right to Buy, basing lending on the valuation not the purchase price. The lender works directly with brokers, has a simple process and can walk brokers
TransUnion has partnered with CreditLadder, the UK’s fi rst and largest rent reporting platform, to incorporate UK tenants’ rental payments into their credit information. Rental payment history of those individuals using CreditLadder can now be recorded in their TransUnion credit report, giving fi nance providers a more holistic view of fi nancial standing and creditworthiness. Anyone renting can sign up to the service by providing details of their bank account, rent amount and tenancy details, enabling CreditLadder to capture and track rental payments automatically, via Open Banking. Sheraz Dar, CEO at CreditLadder, said: “At CreditLadder, our sole mission is to help UK tenants access fairer fi nance. Working with TransUnion we are achieving this by helping to innovate the credit reporting process. Having a strong credit report and score can help tenants improve their access to credit and accomplish their fi nancial goals, whether for everyday living or for bigger ticket items like buying their own home or going on holiday.”
Sheraaz Dar
through an application step-by-step, with unrivalled hands-on service. Chris Nairn, mortgage compliance director
at New Leaf Distribution, said: “Norton Home Loans provides a range of products which allows us to service a selection of clients who would fi nd diffi culty in obtaining fi nance elsewhere in the market. The service off ering provided looks excellent and look forward to a long and rewarding relationship.”
Euler Hermes, the world leader in trade credit insurance, announces a change in the leadership of its multinationals segment, World Agency. Riccardo Rosa is appointed CEO of Euler Hermes World
Agency, replacing Anil Berry, who was appointed member of the Group Board of Management of Euler Hermes in charge of Market Management, Commercial and Distribution in June 2021.
Riccardo Rosa graduated from Universita’ di Bologna. He spent 10 years with IBM Global Financing, before joining GE Capital in 2001 for 14 years. He then joined the Euler Hermes Group in 2013 as Regional Chief Commercial Offi cer for the Mediterranean, Middle East & Africa region. In 2016, he was appointed global chief commercial offi cer of Euler Hermes World Agency, the team dedicated to multinational solutions. After a transition period between July and November 2021, Riccardo Rosa is appointed CEO of Euler Hermes World Agency eff ective December 2021. “With over 30 years of experience, Riccardo has proven his strong skills in fast
Riccardo Rosa
moving markets across multiple industries. His commitment to achieving best-in- class customer experience, coupled with solid business management, has already delivered signs of success for Euler Hermes World Agency and has set a strong foundation for sustained growth. I am convinced that he will help our Group to achieve its growth ambitions, and wish him all the best in his new function”, says Clarisse Kopff , CEO and chairperson of the Board of Management of Euler Hermes Group.
March 2022
www.CCRMagazine.com
Fleet Mortgages has outlined its new Environment, Social & Governance (ESG) Policy Statement, and the proactive steps it will take in order to achieve the progressive and measurable actions set out in it. Jannie Vermeulen, co-founder and chief
risk offi cer at Fleet Mortgages, said: “One of our core values at Fleet is that ‘we run a business we can be proud to work for’. This has been a core value since inception and ESG off ers us the opportunity to embrace this value in diff erent ways. An opportunity to be mindful of the impact our business has on the environment.”
Mortgage and protection adviser Mortgage 1st has announced the appointment of Paul Lewis as head of growth. The senior management position at
Mortgage 1st has been created to drive further expansion at the business, which was established in 2008 and off ers professional advice to clients throughout the UK. Mortgage 1st founder and managing
director Jon Stones said: “Paul has extensive experience in the fi nancial services sector, and he is ideally suited to this pivotal role as we seek to build upon the success of Mortgage 1st. “The business has enjoyed impressive
growth over the past decade, and we have exciting plans for the future. As part of this we will be recruiting new advisers, and Paul’s knowledge of the mortgage industry and the people working in it will be an important part of our recruitment process.”
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