I CUTHER0EADVERT1SER6UMES


www.clitheroeadvertisor.co.uk Thursday,Septembers 2014 Thursday,September^,2014 www.clitheroaadvertiser.co.uk CUTHEROEADVEKTISERSTIMES I


Plan your festive finances to avoid December debt


With three months to Christmas, look ahead byDuncanSmith


duncan.smith1@jpress.co.uk Twitter: @clithadvertiser


Brand new I s* plate


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A debt charity is calling for local people to start planning ahead nowforthefestive season, ratherthan relying on costly credit this December.


Most of us will now have just four pay days to go until the big day - and Christians Against Poverty want people to set aside something each month to cover the big spend. Hundreds of churches


• 1 6inch 5 double spoke alloy wheels


• UConnect 5inch colour touchscreen system


• Manual Climate control


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• Start and stop technology • Sports dials with red illumination ■ Rear spoiler


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Alfa Giulietta Diesel 1.6JTD Distinctive


PER MONTH


• UConnect 5inch colour screen


• Steering wheel with remote controls and gear knob


■ Manual climate control


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I I con&uhon £431


• Dark tinted rear windows • 7 airbags • Front fog lights


through the UK are offering free short courses through­ out the autumn, including a team from Clitheroe Com­ munity Church and St James’ Church, who have trained with the charity to help the local community. The CAP Money Course, as


£199.00 APR 0%


REPRESENTATIVE Alfa Giulietta


1.75TBi Quadrifoglio Verde / (QV)TCT


Alfa Mito 0.9 TB Twinair 105 QV LINE


PER MONTH


it is known, comprises three easy sessions to help set up a household budget and start saving. Will Weston, who will be


Alfa Giulietta Diesel 1.6 JTD Exclusive


leading the course in Clitheroe, said: “None of us like, to think of Christmas when we have only just finished with the summer holidays. “However, our last minute


thinking sometimes results in desperate buying in Decem­ ber and this costs us all more in the end. “What we’re saying is, with just less than too days to go


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•• 18 inch turbine design alloy'’5 wheels with titanium finish


• 16’ turbine design alloy wheel • Rear parking sensors


• Cruise control


• Dual rone auto climate control • Front fog lights • Uconnect 5’ touchscreen system


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£239.00” APR 4.4%


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* Red Brembo brake calipers * Lowered sports suspension * Steering wheel paddles


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• 18inch turbine alloy wheels •UConnect 6.5mch touchscreen radio nav


• Front parking sensors • Sports kick plates • Front parking sensors • Red brembo brake calipers


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•17 me burnished double spoke alloy wheels


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£289.00MONTH APR 3.2%


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be challenged by event


Senior citizens in Ribble Val­ ley are invited to celebrate being older at a special event in Clitheroe. Ribble Valley Borough


Council hasjoined forces with the Ribble Valley Seniors’ Fo­ rum and Age UK Lancashire


to host the event, which takes' place at St Michael and St John’s Social Centre, Lower- gate, on Thursday, October 2nd, from 1 to 4 pm. The event, which will include entertainment and


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i t 3 months free On our 0 2 business sim-only contracts The CAP Money Course could helpyou avoid debt this Christinas.


let’s take charge and have the Christmas we can afford, with­ out the stress.”


.. The CAP Money Course


now helps more than 10,000 people a year across the UK gain control of their finances with a cash-based system sup­ ported by flexible online tools. It is available for eveiyone and is suitable for all ages and si tu- ations. The course will take place


at 7-30 pm on October 6th, 13th and 20th at the King’s Centre, MillthorneAvenue,Clitheroe. ’


To book a place, put your post­ code into www.capmoney.org or send an email to: cap.mon- ey.ccc@gmail.com • Christians Against Pov­


erty is an award-winning char­ ity working across the UK to lift people out of poverty via debtcounselling,money man­ agement andjob clubs. The course in Clitheroe


will be using CAP’s systems, resources and training, but essentially it is local people helping other local people at a local venue. .


Beware of new email scam, warns Trading Standards


Ribble Valley people are be­ ing warned about a new scam in which criminals are us­ ing emails containing mali­ cious software to get hold of personal and financial infor­


mation. The emails appear genu­


Call Now 0844 371 3712


Fi8 " r° 3 ln "PR QrtOOkm) Urban 26.2 (10.6) - 64.2 (4.4), E.Ua U.ban 48.7 (5.8) - 97.4 (2.9), Combined 37 2 (7 6) - 80 7 (3 5) CO Models shown lo r illustration'purpses only. Finance subject to status: terms and conditions ap p ly :


emissions 80-l77g/km.


ine and claim to be connected with recent purchases made by the recipient. They in­ vite the recipient to open an attachment which they falsely claim contains more details on


the items they have bought. Examples of the scam


reported to the Lancashire County Council Trading Standards service involve using “sender" email address-


DC tha t annpflr leffltilTlStC find


tion about an alleged recent purchase. They then go on to say: “Please find the detailed information onyour purchase in the attached file”. “These emails are designed


to play on people’s curiosity and to get them to download the attachment,” said Coun. Janice Hanson, Lancashire County Council’s cabinet memberforpublicprotection. “The attachment is likely,


to contain ‘malware’, which, once installed on a compu­ ter can be used by criminals to access personal details including passwords, account numbers and email contacts'. “Ouradviceis very straight­


forward: i f you receive an email about a purchase you


don’t recognise or know any­ thing about, don’t open the attachment.” County Coun. Hanson add­


ed: “Unfortunately, consum­ ers and businesses can be targeted by scams of this type at any time. Trading Stand­ ards’ advice to anyone with an email account is to be vigilant and suspicious of any message quoting a company or order


. that you have no' knowledge of. Ifyou are in any doubt, you should not attempt to open attachments using the link in theseemails”. •Anyone affected by scams


should report it to Action Fraud on 03001232040 or the Citizens Advice Consumer Service on 03454 040506.


1 months free lire rental offer only for Business Single 500MB SIM only or Business Single 1GB SIM only purchased


between 7 August - 30 September 2014.12 month mrmnuim term. Excessrve usage policies apply, standard UK calls, tern and data only A tia b to ™ 02 Business Customers, new connections only. The free of charge element mil appear as a credit on the customer’s Invoke (or the sameamount as


IS :


monthly charge for the relevant line rental cost In each of the first 3 months See full terms at businessshop o2 co uk 0 2 ’s StandaM n jS Z l? , alsoapplyandareavailalileato2.co.uk/terms


KvawauiLuasjianaara Business Tariffs will


afternoon tea, is part of Older People’s Day, the national cel­ ebration of the achievements and contributions to society of older people. ' Ribble Valley Borough


Council partnership officer Dilys Day said: “Older People’s Day aims to challenge the neg­ ative attitudes and outdated stereotypes that exist about the elderly. “It also aims to promote


healthy lifestyles, combat loneliness and encourage the


sharing of skills between dif­ ferent generations. Dilys added: “We are in­


viting the borough’s older residents to join us for what promises to be a fabulous afternoon and let the world know that they are very much full of life.” Admission to the event is


free, but by ticket only and on a first-come, first-served basis. Tickets are available by


phoning Ribble Valley Bor­ ough Council on 01200425111.


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