lifestyle, as well as your budget. Every year, rather than buy a standard developer -built proper ty, around 13,000 people choose to self -build their own homes from scratch in this way.
Self Build Today the term ‘self -build’ can be used to refer to a wide range of approaches to creating a bespoke home that sui ts your needs. In fact, as soon as you commission your self build home (whether through an archi tect, designer, contractor or pack age building company), you become a self -builder !, So if you’re picturing a lone self -builder, literally lugging mater ials around a barren plot and tak ing on everything f rom br ick laying through to interior decoration – fear not! While that’s cer tainly one way of doing things, and a great option for people who already work in the construction industry or happen to be ultra hands-on, i t’s by no means obl igatory. Going down the self -build route means you can tailor the process to suit just how much time and budget you can devote to your project.
Custom Build There are several routes to custom building your home. Every custom build site will have dif ferent var iables and the custom build enabler or developer will provide you with a menu of options to choose f rom. Even if you’re hopeless at DIY you can custom bui ld. Choose to do as much or as l i ttle of the work yourself while suppor ted by industry professionals.
Purchasing a serviced plot can dramatically save you time and money, and still provide the same level of f lexibility in the design and architecture as a standard self build project.
Serviced plots are always available with an outline planning permission al ready agreed, which simply means the local planning author i ty,
development of a new dwelling, but
for that location, has permitted the the design and
specification of the house are still to be agreed. Firstly by you and your design team and then by the same planning author ity by way of a detai led planning consent, which you will need to get before you can begin construction.
You will benef it f rom the utilities your house will need to run being connected to the boundary of your plot. The process of delivering these utilities, which include; electricity, gas, water and telecoms, has been coordinated by the enabl ing developer. This means the speed at which your new home can be constructed is significantly quickened.
Each serviced plot is accessible by a road which will have been designed to the requirements set by the Highways Author ity. It's impor tant to f ind out to what standard any road connected
to your plot will be completed to, and if it will be adopted by the local council or whether you will be responsible for mak ing annual payments towards its maintenance.
When purchasing a serviced plot some developer s may require you to purchase your plot at outl ine planning permission stage, while other s allow you to reserve them, for a fee, while you design your new home and seek detailed approval.
You can choose to build your own home ei ther yoursel f, by employing your own architect or builder, or you might choose to work with the developer to design and build your home to an agreed stage towards completion – then step in yourself to f inish it of f, just the way you want it. Alternatively, you might simply be happy to be involved in the design of your new home and leave the developer to build it for you to a f ixed budget or timescale. The choice is yours.
The key to custom build is finding the right site and plot for you.
Custom build enables families to choose a par ticular plot and the design of the home they want to bui ld on i t. At present, custom build si tes can come wi th anything f rom 4 – 2000 serviced plots ready for building on and each custom build site has its own menu of options to choose f rom.
Want to Build your own home. You have The Right to Build.
I f you want to commission your own house in England, then legislation is in place to help, Councils must maintain a register of those who want to bui ld in their area, and they must then ensure that enough suitable plots are given planning permission to meet that demand. For most councils the process is f ree and anyone can sign up, but a few councils have restr ictions and costs.
Visit
www.righttobuildportal.org to sign up and find out more.
I am sure there is something for everyone at the show. We look forward to seeing you there.
97
For further information please contact Peter Hunt on: 0121 503 0961
www.moneywatchfinance.com
Peter is one of the panel experts for the Grand Designs live TV show and has been recognised in the Times Vouched For guide to the UK’s top rated financial advisers every year since 2019
LIVE24-SEVEN.COM
THE MIDLANDS PROPERTY GUIDE M O NE Y WAT CH F I NA NCE
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