AFFORDABLE AGAIN WHO IS PROVIDING THE POLICY?


To answer this question, we asked for a quick word from BP Insurance:


“You might have seen us recently at PHTM Taxi Expo in Milton Keynes. We are proud to partner with NPHTA whom we have dealt with for a number of years in order to offer all licensed drivers our new “Taxi Legal Indemnity Cover.”


DOES THE SCHEME COVER COSTS AWARDED AGAINST US?


Yes, it does, provided of course you have not been dishonest with your legal representative or misled them in any way.


Solicitors will also look at chances of success before proceeding so that they can be confident of a positive outcome.


DOES IT HAVE TO BE THE INSURER’S APPOINTED LEGAL REP?


There was a little confusion or uncertainty here in that the policy suggested that the insurers had its own appointed legal team, so we raised that question. Since its own team might not be suitable for licensing purposes and may not understand licensing legislation adequately enough to provide the right representation, this was the response:


“As far as I am aware we do not have a specialist panel solicitor to deal with licensing issues. This is not to say that their level of capability would not be adequate. I think the best approach would be to deal with this on a case by case basis and, as ever, if a specialist solicitor is required in order to provide adequate representation and that specialist requires an hourly rate above the panel solicitor we would agree an increased rate in accordance with what is considered reasonable and the excess charges would be indemnified under the policy.”


PHTM AUGUST 2024


“The policy provided by BDElite not only offers protection against licensing issues, but a host of other benefits too such as recovery of losses following a non-fault accident and unenforce- able parking fines to name a few.


“We look forward to hopefully speaking with many of you, and to many more years of working closely with NPHTA regarding all things Taxi Insurance.”


Marc Podesta


St Annes Assistant Office Manager Marionette Facilities Ltd t/a BP Insurance Brokers Tel:


Fax:


+44 (0) 1253 781007 +44 (0) 1253 300233


Email: MarcP@bpib.co.uk Web: www.bpib.co.uk


So as the title suggests, justice is now back on a level playing field, more affordable, less risk, and all for just the price of a bar of chocolate per week.


WHAT ARE YOU WAITING FOR?


Call now Join now Get protected NOW!


www.nphta.co.uk 41


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