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KNOW YOUR RIGHTS


If you plead guilty, you will be given fines, costs and a surcharge to pay. If you plead not guilty the case will be listed for trial a couple of months down the line. That gives you time to prepare your defence (under one of the defences outlined in s.144B).


But be warned, if you take the matter to trial and lose, you will lose credit in sentencing meaning the fines, costs and surcharge will all increase. And in addition, any fine imposed at court may be regarded as a conviction (whereas a fixed penalty is not), which could have other implications.


IN PRACTICE


If you feel that you have exceptional circumstances relating to why your vehicle was not insured, please do get in contact for a free legal advice call.


PENALTIES


In practice the DVLA will often send a letter warning you that unless the vehicle is insured or declared SORN, the registered keeper will receive a fine.


If you are issued a fixed penalty notice, it will offer you the opportunity to avoid a criminal conviction by paying a fine of up to £100 which you may pay via pre- paying and posting a letter containing the amount of the penalty in cash or other means, to the person at the address as stated in your fixed penalty notice letter. This is outlined in Section 144C of the Road Traffic Act 1998. This is not an endorsable offence, and as such you will not receive any points on your licence.


Should you fail to pay your fixed penalty you could be subject to face prosecution in a Magistrates’ Court, with a possible maximum fine of up to £1,000, as well as prosecution costs and a victim surcharge.


WHAT TO DO IF YOU ARE ACCUSED


Initially you should get a warning letter from the DVLA before action is taken, but by law the DVLA doesn’t have to give you a warning, so don’t be surprised if it goes straight to the fixed penalty stage.


If you are sent a fixed penalty, you have a choice to make – either accept it, pay the £100 fine and move on, or reject it and take your chances at court. If you take the matter to court, you will be sent a court summons asking you to plead guilty or not guilty.


PHTM APRIL 2023


Here at Patterson Law we see a couple of mistakes being repeated regularly. The most common is where people keep an un-SORN’d vehicle on private land – thinking that because it’s on private land it doesn’t need to be insured. In December alone we had three enquiries on this basis. Don’t forget, if you have a vehicle, either declare it SORN or insure it, regardless of where it’s parked. If you have declared it SORN, then you must keep it off road.


Another mistake we often see is upon purchasing a vehicle declared as SORN, people think that they don’t have to make any declaration themselves.


The earlier you can seek advice, the better. If you can seek advice at the fixed penalty stage we can review the case and advise whether to pay the fine or take it to court – potentially saving you hundreds of pounds.


If this has not cleared up any questions regarding any ‘keeping a vehicle without insurance’ matter, please do not hesitate to get in touch.


If you need advice on motoring matters then please email e.patterson@pattersonlaw.co.uk or call us on 01626 359800 for free legal advice. For regular updates on road traffic law follow us on facebook.com/PattersonLawMotoringSolicitors or twitter.com/Patterson_law_


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We always urge professional drivers to seek legal advice before deciding whether to proceed with Ccourt and a trial.


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