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University-Level Prospectus | FEES AND LOANS FEES & LOANS


We know that money can sometimes be a worry when studying for a degree, but the good news is that you may be eligible for a Tuition Fee Loan and/or a Maintenance Loan.


A Tuition Fee Loan of up to £9,250 is available through Student Finance England. This loan is paid directly to Petroc.


Maintenance Loans are provided by the Government, and can help you with living costs (e.g. rent, bills, food, nights out). The loan is paid directly into your bank account at the start of each term.


You will need to repay your loan at 9% of your income over and above £26,575. However, you won’t have to repay your loan until you earn at least £26,575 per year. If your earnings drop below £26,575, your loan repayments stop. If you have not cleared the balance after 30 years, it will be written off. All repayments are deducted at source from your pay.


To find out if you are eligible for a loan, and to apply, visit www.gov.uk For information about finance for Access to Higher Education Diplomas, please refer to page 19.


HIGHER EDUCATION STUDENT SUPPORT REACHED


£17.1 BILLION IN ACADEMIC YEAR 2018/19¹


IN 2018/19, THE AVERAGE FULL-TIME MAINTENANCE LOAN PAID OUT WAS £6,150¹


SOURCES OF STUDENT INCOME


Below is an example of sources of student income, with the data taken from The Which? University Student Survey, conducted by YouthSight on behalf of Which?.


50% MONEY FROM PARENTS


36% PART/ FULL-TIME SUMMER WORK


34% PART/ FULL-TIME WORK


DURING TERM 36% SAVINGS 1 gov.uk


8% NO (OTHER) SOURCES OF INCOME


6%


21% OVERDRAFT


CREDIT CARD


4% OTHER


12% MONEY FROM OTHER FAMILY


2% PERSONAL BANK LOAN


1% HARDSHIP LOAN petroc.ac.uk/he 5


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