PARTNER CONTENT FOR TRAVELSAFE


TOP FIVE


Play it safe 1


U.S. citizens heading abroad often travel without being fully aware of their insurance coverage options. Here are the top reasons to consider TravelSafe Insurance for a future trip


You might not be fully covered If you get sick or injured while traveling,


travel insurance helps protect you from the unexpected costs of care. Don’t assume you’re covered by your health


insurance or Medicare/Medicaid when traveling abroad. The Department of State warns travelers that the U.S. government doesn’t provide insurance for U.S. citizens overseas, and this extends to the paying of medical bills and other unexpected costs. The fine print of U.S. passports highlights that travelers have little to no coverage abroad. It reads: ‘Medicare/Medicaid does not cover healthcare costs outside the U.S. Does your insurance apply overseas, including medical evacuation, payment to a hospital or doctor overseas, or reimbursement to you later?’ Travelers must understand what medical


services their health insurance will cover overseas and know to always carry an insurance policy identity card as proof of insurance. Medical evacuations can be extremely expensive, costing more than $50,000 depending on the location and medical condition. Although some health insurance companies pay ‘customary and


reasonable’ hospital costs abroad, very few will pay for a medical evacuation back to the U.S.


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Attractive insurance commissions TravelSafe offers some of the highest insurance commissions — up to 30%.


Primary medical coverage TravelSafe Basic and Classic plans


offer ‘primary’ medical expense coverage with advanced payments for covered hospitalization and medical evacuations.


Group plans TravelSafe offers six group plans for


adults and students. Four of these offer an optional CFAR (Cancel for Any Reason) add- on, which includes a 75% reimbursement of prepaid nonrefundable trip plans. A minimum of 10 people are required for group plans.


Specialist plans TravelSafe offers plans to agencies that


specialize in golfing-specific travelers or have Canadian clients — both offer optional CFAR.


TravelSafe has been crafting industry-leading travel protection for travelers since 1971.


20240129–3347602


Contact details: T: +1 800 523 8020 E: info@travelsafe.com W: travelsafe.com


“ The Department of State warns travelers that the U.S. government doesn’t provide insurance for U.S. citizens overseas”


IMAGE: JEREMY DORROUGH


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