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40 New Year, Fresh Start Personal development, fi nancial & legal resolutions New Year, Fresh Start recommends Tree Aid


Tree Aid Charity Tree Aid works with people in dryland Africa to tackle poverty and the eff ects of the climate crisis by growing trees and protecting land. Led by local people, the projects ensure trees thrive to provide nutritious food and incomes, and look after the environment for tomorrow. Find out how it contributes to the Great Green Wall movement at treeaid.org


Tinggly Experiences Tinggly gift experiences are a great way to help loved ones create unforgettable memories. Pick a gift box, each containing hundreds of worldwide experiences, then send the gift as an e-voucher or in a plastic-free presentation box. T e recipient then chooses what they’d like to do and where — and, as there’s no expiry date, there’s no rush. tinggly.com


HyperJar Spending app If you’re feeling like quick wins to sort out your fi nances, but don’t know where to start, try HyperJar, the smart spending app. T e jar system is brilliant. Organise money for diff erent purchases, set a target and spend directly from a Jar using the dedicated debit card. You can also set up Shared Jars, like a pop-up joint account, useful for sharing bills with friends and family. With no hidden fees and no debt products, the app helps you plan more and worry less. What’s more, a market-leading 4.8% annual growth rate with shopping partners sweetens the idea of forward planning. hyperjar.com/newyear


Promotional Content • Saturday 16th January 2021


Build your fi ne wine investment portfolio


M Tinggly HyperJar


oncharm Wine Traders was founded in 2010 as a bespoke fi ne wine merchant. Its aim


is to connect both wine collectors and investors to the most sought- after brands and vintages in the wine world. According to Knight Frank’s Wealth Report 2020, fi ne wine increased in value by 120% in the previous decade, making it one of the top-performing asset classes. Other advantages of fi ne wine investment include it being a tax-free asset class and benefi ting from a strong global secondary market. In time of uncer- tainty, wine hedges against infl a- tion and low interest rates. Investing in fi ne wine may cost less than you think — bespoke fi ne wine portfolios designed by Moncharm’s experienced wine experts start from just £10,000.


Give stories, not stuff T


inggly is gifting on by


mission to change the culture of


a worldwide encouraging


everyone to give experiences rather than material things. Right


now, your friends


could be deciding whether to take a private gondola ride in Venice, a helicopter tour over the Niagara Falls or go snor- kelling with turtles in Hawaii. All thanks to you. Giving an experience not only


Get 15% off Tinggly’s gift


experience collections using discount code


NEWYOU21. Valid until 31 January 2021.


gives the recipient the freedom of choice, but is scientifi cally proven to bring more happiness and satisfac- tion to our lives. How it works: you purchase a gift


box — Tinggly sends an e-voucher or delivers a plastic-free gift box — the recipient chooses from hundreds of experiences, in over 100 countries. As there’s NO expiry date on


Tinggly gift experiences. T ey can be used whenever the recipient wishes — no worries about them going off at the back of a cupboard, either.


Request your free guide on investing in the fi ne wine market at moncharmwinetraders.co.uk


If you’re looking to kick off the New Year as you mean to go on, why not give the gift of experience and start dreaming about a fresh start?


T: +44 20 3129 5860 E: uk@tinggly.com tinggly.com


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