Ask The Agent.
Richards is an independent Estate Agents in Corfe Mullen, specialising in residential properties for sale and rent as well as property management in Corfe Mullen, Wimborne and the surrounding areas.
Jason Spiers MNAEA, the owner of Richards Estate Agents, has been an agent for over 25 years.
Let us know any
questions you may have about moving and he’ll answer them for you.
Hi Jason,
I’m buying my fi rst property and the solicitor has told me I need to pay for searches. What searches do I need on my purchase and will they delay things? Cal Fordham.
Hi Cal,
Searches are part of the conveyancing process. They comprise a series of checks made by the buyer’s solicitor to ensure that everything is as it should be.
Searches fall into three main categories:
1. Local searches Taken from the local authority, and are concerned with things like planning issues and major changes to the infrastructure of the area.
2. Specialised and environmental searches These tend to be more important in particular parts of the country – for example, in areas liable to fl ooding, or where there are old mine workings.
3. Land Registry searches
These provide all the ownership information about a property, and reveal whether there are any debts outstanding on it, or anything else of concern, such as chancel repair liability.
Generally speaking, searches have to be paid for upfront. Consequently, it’s worth remembering that if the sale falls through, the buyer will still have to reimburse the solicitor for this outlay.
Delays can occur for any number of reasons. Local authority searches can’t be conducted at the click of a mouse. They require the attention of council staff – so a local authority may be too short-staffed to handle search enquiries quickly, so search times can vary enormously from one area to another. Then again, some solicitors prefer to hold off commissioning searches until their client has received their mortgage offer – just in case the sale falls at the fi rst hurdle!
So if you want to minimise the risk of any delay, get your mortgage offer sorted out as soon as possible – and instruct your solicitor to order the searches right away!
Hope that helps and good luck with your fi rst purchase.
Jason Ask The Agent is brought to you by Richards Estate Agents in Corfe Mullen.
If you have a question for Jason, please email:
jason@richardsestateagents.co.uk or feel free to pick up the phone and call us on (01202) 602121.
26 To advertise, please contact 01202 657317 or email
karen@broadstonelink.co.uk
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