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In Reference Appointments & Updates


Geraldine Kilkelly, head of research and


chief economist, said: “The August figures reported by the POS consumer new-car finance market are in line with wider trends in private new-car sales. These trends are not unexpected, given the strength of the market in recent years and subdued consumer confidence about the general economic outlook.”


Smart Money has undergone a strategic restructure which sees the launch of Smart Money Finance as the focal point for all unregulated business activity. Smart Money Finance will be overseen


by managing director Paul Crewe and commercial director Mike Scott. The move will see Smart Money focus on


all regulated business and Smart Money Finance concentrate on all unregulated activity, to incorporate niche products within the buy-to-let, bridging, and commercial sectors. Smart Money Finance already has an exclusive distribution agreement in place with private lender PMJ Capital. Mr Crewe said: “This is a move we have been considering for some time, as it allows


The Credit Services Association (CSA) has welcomed efforts to remove the cost to the individual for the completion of the Debt and Mental Health Evidence Form. At a meeting held recently at Number Ten Downing


Street, CSA president John Ricketts and chief executive Peter Wallwork joined the minister for mental health, Jackie Doyle-Price, and senior executives from the British Medical Association, Royal College of Psychiatrists, Money Advice Trust, Money Advice Liaison Group, UK Finance, Department of Health, and the Mental Health Policy Unit to discuss the evidence form initiative driven by the Money and Mental Health Policy Institute. “There was general agreement that, if and when the form is considered


John Ricketts


necessary, any cost should not be borne by the customer,” said Mr Ricketts, “though there were, of course, different opinions as to how this is best achieved.”


us, as an overall business, to have more control and clarity over our respective offerings to the intermediary community.”


Almost one in two (46%) small-business owners predict clear opportunities for their business as a result of Brexit, according to new research by Hitachi Capital Business Finance. Whilst the uncertainty


surrounding the UK’s withdrawal from the EU has been seen by some as a basis for gloom, many small-business owners regard the period of change as presenting tangible opportunities. Gavin Wraith-Carter, managing director,


said: “With negotiations underway, the widely held view that businesses do not like uncertainty does not necessarily apply.”


Jane Dunlop Jane Dunlop sadly passed away on 30 September 2017. Jane joined Clarke Willmott in 1991 as a paralegal. She soon embarked on her CILEx studies, and gained recognition in both local and national press for passing with a distinction in a short period of time. Once qualified, Jane was asked to take over Clarke Willmott’s debt recovery team. At that point, the team was


relatively small and worked solely for local and existing clients. Jane’s natural business acumen and foresight led her to set about transforming the team; winning ever larger contracts and expanding the client base. By 2003-2004 her team had won several of the largest and most prestigious contracts in the country, and Jane’s


reputation as a leader within in the industry was firmly established. As testament to the skill, knowledge, and success she had brought to Clarke Willmott, in 2008 Jane was promoted to partner. In doing so, she became one of the country’s first 100 CILEx qualified partners. Along the way, Jane received many accolades, most recently ‘Credit Manager of the Year’ in 2015. Jane fully


Jane Dunlop


embraced our industry and was an active member of the CCUA. She was one of only eight lawyers invited to be part of the CCUA Steering Group Committee, responsible for responding to the change in rules regarding charging orders and attachment of earnings, as proposed by the Ministry of Justice. Jane also wrote regularly for the industry’s magazines and for legal research groups, and was a member of the Consulting Editorial


Board for Lexis Nexis. Over the years, the debt recovery team has thrived under Jane’s leadership. Her unique and personal management style resulted in a


close-knit, dedicated, and loyal team. Reflecting this, over half of the team have worked for her in excess of 10 years. As well as always being there for her team at work, Jane was just as busy and dedicated at home. She was the devoted wife to her


‘Mickey’ and mother to her beloved sons; Michael, Greg, Paul, Chris, and Peter, as well as proud ‘Nanny’ to her 10 adored grandchildren. Jane loved nothing more than spending time with, and being around, her family, both in and out of work. Jane was the most driven and exceptional lady, who made everyone she met feel special. She was greatly loved and will be hugely


missed by all. Anna O'Reilly, team co-ordinator, Clarke Willmott


November 2017 www.CCRMagazine.co.uk 49


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