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I find myself trying to improve the efficiency of my plan. Do you know of a site? If so, maybe you could refer to it in future retirement planning articles.


By the way, one of the “irritants”


for those of us who maintained the discipline of long-term savings for retirement is well illustrated on page 46. We saved in an RRSP when earnings were lower (20.05% tax refund in the article) and will bring in our “top-up” at a much higher rate — maybe not 43.41% — and then the extra 15% clawback when we just cross over the OAS line. Doug Hartt CAPE BRETON, NS


Tweets Collins Barrow @CollinsBarrow


Keeping your #balance. As #CBNovaScotia’s Todd King tells @CPAcanada, #work comes in waves, but so does #recreation http://bit.ly/1ROY2f4


John Tucciarone @johnsuet2 #personalfinance Retirement planning, better late than never. Putting it off can pay https://shar.es/15ZEa9


Sometimes life gets in the way of good intentions. For retirement planning, it’s better late than never. tps://lnkd.in/dWQviG3


Equitable Life @equitablelife Putting it off can pay. Procrastinated on your retirement plan? There is hope. Learn more... http://ow.ly/UlVWc


Robyn McDonald @RobynLMcDonald For those of us on the #Freedom95 plan - it’s not too late! https://shar.es/15wJng via @sharethis


Anthony Scaffeo @scaffeoa “The long tail - we’re getting more and more products that are more and more focused” - Dwayne Bragonier in @CPAcanada November issue.


Follow us on Twitter: @CPAcanada Mar 6


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Canada’s Gold Standard in Governance Education JANUARY/FEBRUARY 2016 | CPA MAGAZINE | 5


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