Property Advertisement feature NEVER TOO OLD FOR A MORTGAGE!
With over 20 years’ experience in the mortgage market Sarah deals with all manner of mortgage enquiries. Whether it is for a new house purchase, a re-mortgage, a buy-to-let enquiry or to discuss releasing
equity from your home in retirement, Sarah is happy to discuss any mortgage needs with anybody – regardless of age. She is one of the few advisers fully qualified and licensed to deal with “traditional” and retirement lending. Her clients are currently aged between 19 and 93!
Through no fault of their own, an increasing number of people are carrying debt into retirement making the “Golden Years” potentially worrying because of financial pressures.
But that need not be the case. MORTGAGES EQUITY RELEASE RE-MORTGAGE BUY-TO-LET FIRST TIME BUYERS
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it. Equity Release is a lifetime mortgage or home reversion scheme. To understand the features and risks, ask for a personalised illustration. The Financial Conduct Authority do not regulate some buy to let mortgages. The Financial Conduct Authority does not regulate on Will Writing.
Professional Mortgage Services is a trading style of Rosemount Financial Solutions Ltd who are an appointed Representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd, Registered in England 5372217, Wakefield House, Aspect Park, Pipers Way, Swindon, SN3 1SA. Intrinsic Financial Services is a holding company, subsidiaries of which are authorised and regulated by the Financial Conduct Authority. The information contained in this message is confidential and may be legally privileged. If you are not the intended recipient, please do not read, copy or otherwise use it and do not disclose it to anyone else. Please notify the sender of the delivery error and then delete the message from your system.
Whether you need to repay a mortgage, finance some unexpected outlay - or just make your retirement more comfortable - there are many options available. Retirement mortgages or Equity Release can provide a safe and very welcome solution to many people who just don’t know that this may be an option.
Local adviser Sarah Ferrell says: “I see so many people who are worried about their finances at a time in their lives when they really don’t want financial pressure. Being able to take these worries away is tremendously rewarding.”
There are so many different types of mortgage – be that in the “traditional” market or be it a retirement mortgage - which can be set up in many different ways so it is definitely not “one size fits all.”
Sarah takes a great deal of time to work out the exact solution which is best for each individual at their particular stage of life.
“My advice for first time buyers would be very different than if I were speaking with somebody approaching retirement. If somebody is concerned about mortgage finance, whatever their age, I would strongly recommend a conversation. While some people know exactly what they want and need, there are many people who find there are options available they just didn’t know existed!”
Sarah is happy to visit your home and, unlike many banks, she is not just available 9-5 but will offer flexible times to suit her clients.
Call Sarah at Professional Mortgage Services
M: 07789007447 T: 01622 631372
E:
sarah.ferrell@btopenworld.com
Willington Homes
e:
willingtonhomes@hotmail.com t: 07971720242
Willington Homes – specialists in subdivide partnerships
Do you have a large garden that may lend itself to subdivide? Maybe you are thinking of selling up and would love to maximise your return?
Maybe you’d like to stay in your home but reduce the size of your garden and create a nest egg for you and your family?
We at Willington Homes understand this is a big decision and have undertaken partnerships with local people, like you, to help them minimise the risk and maximise their return.
How does it work? Step 1 – We evaluate the potential of subdividing your garden Step 2 – We provide some build options for your consideration Step 3 – You seek independent advice on the value of the proposed build options Step 4 – We agree a land purchase price, based on achieving planning permission Step 5 – If we beat the upper valuation at sale we share the benefits
To find out more, please call us on 07971720242 or email us at
willingtonhomes@hotmail.com Mid Kent Living 43
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