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PUBLISHER Bay Area Business Magazine, LLC


7603 Seminole Blvd Seminole, FL 33772 727 596 9791


BABM Business Group


PO Box 8552 Seminole, FL 33775-8552 www.BABM.com


2 | APRIL/MAY/JUNE 2012


EDITORIAL Editor In Chief Bevv Beirl


Ass. Editor Sherry Chandler-Rodriguez Digital Editor Chris Behan Copy Editor Lauren Coogan Proofing Chary Southmayd Intern Maggie Coogan


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Contributing Writers Dave Ramsey


Jeffrey Gitomer Brian Tracy


Dr. Brian Beirl Chris Behan


Bill Cavalieri, Jr. Dan Karcher


Antoine Matar, CPA Gretchen Cain Wells Jay Winchester


David Boos


Ramona Hurley Chris Krimitsos


Chary Southmayd Michael Wills


Shawn Yesner, Esq.


[NYT Best Selling Author] [NYT Best Selling Author] [NYT Best Selling Author] [BookBinder]


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All content © 2012 Bay Area Business Magazine, LLC. All rights reserved. Reproduction, either in whole or in part, is forbidden without written permission from the publisher.


BABM is published bi-monthly by Bay Area Business Magazine LLC, PO Box 8552, Seminole, FL 33775-8552. Send press releases, article submission and images to Admin@BABM.com. Articles and advertisements printed by BABM do not necessarily reflect the opinions of the publisher. BABM assumes no liability for the content and shall not be held liable for any errors or omissions.


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