following year. In addition, a family status change may allow for addition or deletion of dependents to the plan, provided that an enrollment change form is received by the conference office within thirty (30) days of a qualifying event, as determined by the HealthFlex program. Final determination of eligibility for all persons is subject to approval by the insurance carrier. Continuation of benefits is available according to the terms of the plan. Clergy members of the conference staff to be covered by the Conference health insurance program are: Director of Connectional Ministries, Director of Congregational Excellence, Director of Missions, Service and Justice, Director of Pastoral Excellence and Director of Financial & Administrative Services.
2011 Health Insurance Rates
Participants in the Conference’s medical and dental health insurance plan are affected by the nationwide trend of rising health care costs, our aging demographics, as well as the amount of claims our group has incurred. Tus, for 2011 there will be an 8.1% increase in the health insurance rates which results in the following rates:
Individual clergy or lay employee One dependent (child or spouse) Family (multiple dependents)
$8,760 ($730 per month) $7,836 ($653 per month) $12,360 ($1,030 per month)
Annual premium for an individual with one dependent will be: Individual
One dependent Total
$ 8,760 $ 7,836 $16,596
Annual premium for an individual with family coverage will be: Individual Family Total
$ 8,760 $12,360 $21,120
In 2011, United HealthCare will continue to be our health insurance carrier. Our prescription drug card will be with MEDCO. Dental insurance will remain with CIGNA. Mental health/Lifestyle management coverage will remain with United Behavioral Health. With these rates the deductible will remain at $1,000 per person ($2,000 for a family) with an out-of-pocket limit of $4,000 per individual ($8,000 for a family). Dental and prescription coverage remains the same.
Retiree Health Insurance
For retired clergy and dependents for whom the annual conference has been and will be responsible for providing health insurance according to the provisions below,
2010 Missouri Conference Journal F-23
Rules & Policies
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