Getting out Weaverville
from behind and getting ahead
by Michael Creasman, CFP
your mortgage payments, you may be able to address the problem by
I
modifying your loan. Tis may be an option if your monthly housing expense (mortgage payment, real-estate taxes, homeowners insurance, condo fees, and similar outlays) exceed 31% of your monthly income (before payroll deductions). Te loan provider can take the necessary steps to reset your payments to the 31 percent threshold. Actions taken by the lender may include reducing your interest rate to as low as two percent, extending the loan’s term to up to 40 years, or deferring payment of the principal. If you adhere to the new payment level for a three-month trial period, it will be extended for five years. HINT: Once a loan modification
gets to the five-year-extension stage, the rate will be adjusted upward by no more than one percentage point annually until it reaches the prevailing rate set at the time the modification was made. Keeping your tax records on file
for several years takes some planning and organization, but it’s well worth the effort in the event of an audit. At CREASMAN 401(k) PLAN ADVISOR, INC., we have knowledge of state and federal tax codes and can address your inheritance tax planning questions. We specialize in providing complete financial services to middle income clients. During a comprehensive fact-finding interview with each client, we gather the information we need to construct an individualized financial plan. Please call us at 828-253-7231 to schedule a consultation. Our office is located at 1328F Patton Ave. Happy Fourth of July!
www.creasmanfp.com
Top row, from left to right, are Amber Watson, Brittany Hazeldine and Sarah Sanders. Bottom row, from left to right, are Karen Mock and Sarah McCoy.
First Baptist Church, Weav-
erville, is hosting InVision 2010 beginning Sunday (June 27) and continuing until July 4. InVision is a creative ministry
team sponsored by the Colle- giate Ministry Department of the Baptist State Convention of North Carolina. The team, including Amber Watson, Brit- tany Hazeldine, Sarah Sanders,
FREE Design & Setup On all Promotional Products
• •Yard Signs •Business Cards..AS LOW AS........$21
(FULL COLOR) (FULL COLOR 2 SIDES)
(RAISED PRINT) 61 Weaver Blvd Suite B Weaverville, NC 28787
828-484-8288 6 THE TRIBUNE - June 24 - June 30, 2010
COUPON MUST BE PRESENT AT TIME
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Banner’s.............AS LOW AS.......$30 ..........AS LOW AS........$15
BCGOP Outreach Program
Karen Mock and Sarah McCoy, will lead a worship service of drama, interpretive movement and music at the church begin- ning at 7:30 pm July 2. In addition, the members will
participate in evening vaca- tion Bible school and Sunday morning worship services at the church. During the weekdays, they will minister at North
Buncombe County Republican Party Positive Change Begins Locally
356 New Leicester Hwy, Asheville, NC 28806 • (828) 253-5800
www.buncombegop.org •
info@buncombegop.org
‘Win in 2010’ efforts succeeds in finding, energizing volunteers Message from our Chairman
My Fellow Republicans, The first chapter of our “Win In 2010” efforts is over and the
was a tremendous success. It was the first time that I can think of that the BCGOP went out into the seven school districts in Buncombe County and invited voters to fight with us for conservative principles! While the Democrats have to hire people, we now have an army of strong-willed American
volunteers needed to man the polls, help put up signs, make phone calls, etc. There is nothing stronger than the hearts of these volunteers! In our efforts we learned a lot. These events started out with Loyd Kirk, Tim Hyatt, Sid Johnson, Chris Eck, Kathy Rhodharmer, Chuck Durand, Jerry Lemonds, Danny and Betty Roberts, Bill Lack, Mike Fryer, and I’m sure I am forgetting somebody, standing out in front of our Headquarters waving people in to hand them a flier. It then progressed to posting fliers around town and in convenience stores. Radio ads and meeting business owners in each community came next.
We raised money with the plant sale to pay for most of the radio ads. The radio ads had a large impact in generating excitement amongst conservatives across Buncombe County.
These brash and informative ads targeted the base we set out to energize and
everywhere we went, people thanked the BCGOP for “telling it like it is.“
— Chad Nesbitt
Bridgette Odom for DA: Fundraisers and Events
Take Me Out to the Ballgame Come and join us on June 30 for a night filled with America’s favorite pastimes — baseball and politics! We
will be hosting a campaign awareness table as the Asheville Tourists take on the Kansas Kan-
napolis Intimi- dators and we need volun- teers. It only
takes a 30-minute time commitment to hand out materials and you and your family will receive FREE tickets to the game. Tickets are on a first-come,
first-serve basis and they are going quickly! Please contact Sammy at tacobel21@gmail. com for all the details.
www.weavervilletribune.com
• Shopping convenience for all your home improvement needs
• Services and experienced assistants for do-it-yourselfers
• Ace - a trusted name for more than 80 years
• Locally owned and operated
f you are f a l l i n g behind on
InVision 2010 comes to First Baptist
View Park, Ray of Hope Non- denominational Church, Gath- ering Table, Swannanoa Valley Youth Development Center, Weaverville Senior Meal Site and the Brian Center. The team is spending the sum-
mer traveling around North and South Carolina leading Bible studies with children and youth as well as leading churches in creative worship. In July, they will travel to Kobe, Japan.
This special to the Tribune.
St Matthews Anglican Church
Weaverville 828-877-3708
Reems Creek Rd.
812
www.stmatthewsasheville.org SUNDAY — 10am Bible Study / 11am Eucharist
Store Hours
Mon-Fri. 8am - 8pm Sat. 8am - 6pm Sun. 10am - 6pm
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