investment strategy Financial Focus


‘Summer time’ Now that summer is officially


here, you may be looking forward to vacations, barbecues, ballgames and other events of the season. But even while you’re engaged in these activities, you can’t forget about other aspects of your life — such as your plans to achieve your long-term financial goals. However, your sum- mer activities can actually provide you with some valuable lessons on managing your investment strategy. Here are a few possibilities: • Plan your trip. If you’re tak-


ing a long road trip this summer, you’ll need to choose your vehicle, map out your route, determine how far you want to go each day and be quite certain of your destination. And, essentially, the same is true for your investment strategy. You need to choose the right investment ve- hicles, familiarize yourself with your ultimate goals (such as a comfortable retirement) and chart your progress along the way. • Try to avoid getting burned. If


you’re going to spend a lot of time outdoors this summer, you may need to apply some sunscreen. But you don’t have to be exposed to the sun to get “burned” — it can happen in the investment world, too. However, you can help prevent this from hap- pening. How? By building a diversi- fied portfolio. If most of your money is tied up in just one type of invest- ment, and that asset class falls victim to a downturn, your portfolio could take big hit. But while some invest- ments are moving down, other may be moving up, so it makes sense to spread your money among a range of vehicles appropriate for your risk tolerance, investment goals and time horizon. Of course, diversification, by itself, cannot guarantee a profit or protect against loss, but it can help re- duce the effects of volatility on your


portfolio. • Keep yourself “hydrated.” When


you’re outside on hot days, you can lose a lot of fluids, so you need to drink plenty of liquids to remain hy- drated. As an investor, you also need a reasonable amount of liquidity. In the severe market downturn of 2008 and early 2009, many investors found they had insufficient amounts of the type of liquid investments — cash and cash equivalents — that held up better than other, more aggressive vehicles. Furthermore, if you are rela- tively illiquid, you may have to dip into your longer-term investments to pay for short-term emergency needs. Try to always keep an adequate level of liquidity in your holdings. • Dress for the season. As you go


about your summer activities, you won’t always wear the same clothes. On hot days, you might want to wear shorts, but on cool, rainy days, you might need heavier items or even a raincoat. And as you go through life, you may need to adjust your invest- ment approach depending on your individual financial “season.” For example, early in your career, you might be able to afford to invest more aggressively, as you’ll have more op- portunities to recover from the inevi- table short-term downturns. As you close in on retirement, though, you may need to take a more conservative approach so that you can lower your investment risk when you need to ac- cess your money. So there you have them — some


ideas for “summertime investing.” Use them wisely, and they may be of value to you long after summer is over.


Tis article was written by Ed-


ward Jones for use by Bill Bough- ton, Weaverville’s local Edward Jones Financial Advisor.


VBS at Christ United Methodist Christ United Methodist Church invites all children 2 years old to sixth


graders to “Galactic Blast: A Cosmic Adventure Praising God” from 9 am until noon July 19 – July 22 at the church on Garrison Branch Road in Weaverville. A free lunch is provided at noon each day for all participants. Call Mary Katherine Hale at 645-5785 or go to the church’s Web site at cumcweaverville.org. Participants are asked to register by July 12.


Fundraiser for Gina Anglin A fundrasier for Mars Hill native Gina Bishop Anglin will be held


from noon to 5 pm on July 18 at Avery’s Park in Woodfin. A barbecue lunch will be available for $5 and there will also be a bake sale and raffle. Anglin has been battling cancer for several years. For more information, call 776-5979.


14 THE TRIBUNE - June 24 - June 30, 2010


Obituaries


children, Tyler and Heath Maney, Nicole, Olivia and Rob Peterson and Savannah and Madelyn Rainier, spe- cial cousin “sister” and friend, Edith Allison of Etowah. Te funeral service will be held at 2


pm Tursday, June 24, 2010, in Rob- bie Capps Memorial Chapel of Blue Ridge Funeral Service. Te Rev. Ron- ald Dodson and the Rev. Leonard Cole will officiate. Burial will follow in the Maney Cemetery. Te family will receive friends from 1 – 2 pm prior to the service. Online condolences may be e-


Essie Allen (Nanny) Maney Mars Hill - Essie Allen (Nanny)


Maney, beloved mother, grandmoth- er, great grandmother, sister, aunt and friend passed away Monday, June 21, 2010, at John F. Keever Solace Center. She was 88. Born in Madison Coun- ty, she spent many years in Buncombe County, but after retiring returned to Madison County where she lived out the rest of her life. She was preceded in death by her


husband, Clyde H. Maney; parents, Jeter and Dollie McKinney Allen; brothers, Claude, Ray, Kelly, Mack and Furman Allen. Essie worked for many years at Glen L. Martin Aircraft Corporation in Baltimore, Md. Upon returning home, she worked


in the dietary departments of Brent- wood and Aston Park nursing and rehabilitation facilities. She was a member of Calvary Worship Center, in Marshall, NC. Her favorite things in the life were worshipping Christ, visiting with her family and gardening and caring for her cat (Bootsie). She was an awesome teacher of life and a comfort to all those who were fortu- nate enough to have been touched by her. A woman we were all proud to call


mother, nanny, sister, aunt and friend. She will be deeply missed, but her smile and laughter will live on in our hearts “till we meet again.” She is survived by her only child,


Jerry Claude Maney and wife Dianne of Mars Hill; grandchildren, Christo- pher Maney and Susan of Mars Hill, Jannifer Peterson and husband Buzz of Wilmington, nd Melissa Rainier Carroll and husband Breck of Alabas- ter, Ala.; brother Charles Allen and wife Alene of Mars Hill; sister Eloise England of Burnsville; great grand-


CalvaryWorship Center


Proclaiming the Power of Pentecost


A church where you will be loved as you are but changed by the Lord Jesus Christ.


Evelyn Johnson Shook Asheville – Evelyn Johnson Shook,


age 70, of Barton Road, died Monday, June 21, 2010. Mrs. Shook was born Nov. 3, 1939,


in High Point, NC, and was a resident of Buncombe County for most of her life. She attended Laurel Bend Baptist Church. She was a daughter of the late Rev. R.L. Johnson and Edith Hedge- cock Johnson. She was also preceded in death by her husband, Garland D. Shook who died in March 2010; sisters, Helen Carter and Marie Hold- way; and brother, Richard Johnson. Surviving are her daughter, Carol


Shook of Charlotte; sons, Dale Shook and wife Suzie, Mark Shook and wife Robbie, all of Weaverville; sis- ter, Arlene McCranie of Macon, GA; brother, Robah Johnson, Jr., of Jack- son, Tenn.; and grandchildren, Alex, Cameron and Allie Shook. Her funeral service will be held at


11 a.m., Tursday, June 24, 2010, in the Chapel of West Funeral Home,


Sunday: Sunday School 10 am MorningWorship 11 am EveningWorship 6 pm


Wednesday: Kids & Youth Ministry 6:30 pm Adult Bible Study 6:45 pm


Pastor Ron Dodson invites you to an awesome worship experience!


101 Calvary Drive, Marshall, NC 28753 For more information call 828.649.1073


Margaret “Louise” Maynard Rogers Mars Hill - Margaret “Louise”


Maynard Rogers, 67, of 340 Pine Ridge Road, went home to be with the Lord Saturday, June 19, 2010, at Missions Hospital (Memorial Cam- pus). She was born in Yancey County to the late James Clyde and Rena Ren- fro Maynard. She was also preceded in death by a grandson, Justin Rogers and sisters; Gladys Shindell and Ha- zel Myers. Louise was a retired Sales Associate in the retail closing indus- try and was a member of Beech Glen Baptist Church. Surviving are her husband, Rev.


Troy Rogers; two sons, Terry Rog- ers (Karen) of Ruby, SC and Kevin Rogers (Loranz) of Leicester; sisters, Mildred Hensley (Oscar), Shirley Ray and Faye Gunn, all of Weaverville; brothers, J. C. Maynard of Weaver- ville and D. L. Maynard (Winnie) of Oteen; two grandchildren, Joshua Rogers and Danielle Rogers and three step-grandchildren, Kyles, Tyler and Zachery. Te funeral service was held at 8


pm on Monday, June 21, 2010, in Robbie Capps Memorial Chapel of Blue Ridge Funeral Service. Te Rev. Charles Rogers and the Rev. Charles Phillips officiated. Te family re- ceived friends from 6 pm – 8 pm prior to the service. A graveside service will be held at 11 am on Tuesday, June 22, 2010, at Newfound Baptist Church Cemetery. Flowers are accepted or memorials


may be made to: Te Gideons Inter- national, Madison County Camp, PO Box 1182, Marshall, NC 28753. Online condolences may be e-


mailed to the family at blueridge-fu- neral-service.com


www.weavervilletribune.com


mailed to the family at blueridge-fu- neral-service.com


17 Merrimon Ave., Weaverville, with Revs. Clayton Casteel and Ebb Jenkins officiating. Burial will be in Smith Creek Cemetery, Mars Hill. Te family received friends from 6


pm to 8 pm on Wednesday, June 23, 2010, at the funeral home. Te family would like to thank all


of the staff at John F. Keever Solace Center for their love and care. westfamilyfuneralservices.com


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