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THE WEIRS TIMES, Thursday, April 15, 2010

Your Money

TIPS & TRICKS FROM FINANCIAL EXPERTS

LIBERTY TAX COVERS LAST MINUTE FILING OPTIONS FOR TAXPAYERS

The countdown is on

to one of life’s ultimate deadlines, the dreaded Thursday, April 15 tax fil- ing deadline. Last minute taxpayers may find that many post offices, includ- ing Laconia, Gilford, Bel- mont, Tilton, and Meredith are not open for drop-off service until midnight on April 15 this year. Tax- payers can e-file their tax return or an extension request around the clock right up to the midnight deadline. As taxpayers face the federal tax filing deadline, those who owe taxes have some choices.

It’s Time To File Taxes Or An Extension Request

The IRS will grant an automatic six-month fil- ing extension to taxpayers who file or e-file a timely extension request. Taxpay- ers do not need to provide a reason for their request. Individual taxpayers need to file or e-file Form 4868, Application for Automatic Extension of Time to File U.S. Individual Income Tax Return, by April 15 to be granted a filing exten- sion until October 15. “However, an extension

of time to file a tax return still does not constitute an extension of time to pay any tax liability. Penalties and interest accrue from April 15 if the tax liability has not been paid,” said Jeff Scholtz, of Lakes Re- gion Liberty Tax Service.

Installment Plans For Those Who Owe

What can someone do

who owes the IRS mon- ey but can’t pay the full amount by April 15th?

Call 1-877-517-0538

Taking out a bank loan may be the least costly op- tion. Another option is to ask the IRS for permission to make monthly install- ment payments. If you are not currently on an IRS installment plan, complete Form 9465, Installment Agreement Request. This form can be e-filed with other tax forms or it can be attached to a return and mailed. To limit pen- alty and interest charges, the taxpayer should pay as much of the tax due as possible when sending in the return. NH taxpayers who have already mailed or elec- tronically filed their re- turns can mail Form 9465 to the IRS Service Center, Kansas City, MO 64999. The IRS usually approves or denies installment re-

quests within 30 days of receipt. The IRS will approve or

deny the request by send- ing out a written response. If the IRS approves the request, they will send you a notice detailing the terms of your agreement and requesting a fee of $105 ($52 if you make your payments by elec- tronic funds withdrawal). However, you may qualify

to pay a reduced fee of $43 if your income is be- low a certain level. These payments must be made on time, and the taxpayer must agree to meet all future tax liabilities. One available option to ensure timely payments is to have the funds directly debited from a bank account. Tax- payers may request this by completing line 11 of the Form 9465.

LOCAL EXPERIENCED

BANKRUPTCY ATTORNEY

Atty. Stanley Robinson is designated as a Federal

Relief Agency by an act of Congress & has proudly assisted consumers seeking debt relief under the U.S. Bankruptcy code for over 30 years.

shrlawoffice@gmail.com

Taxpayers can charge

their taxes owed to a Mas- terCard, VISA, Discover, American Express Card or a debit card. They can also pay on the internet by going to: www.PAY1040.com or call 1-888-PAY-1040. www.officialpayments.

com or call 1-888-UPAY-

See TAX on 34

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