q PUBLIC BENEFITS OVERVIEW


Many people run into financial problems at some time in their lives. If you ever need financial support when you are “on your own,” there may be a government benefit program to help you pay for basic living expenses, health care, housing, utilities, or food. The following is a brief overview of most of the government benefit programs available to Vermont residents.


It is important to keep in mind that each benefit program has its own eligibility rules. Many have limits on income and on what you can own. If you are not eligible for one type of benefit, you may still be eligible for another, even if the programs are run by the same office. If you apply for any benefit and are turned down, you always have the right to appeal that decision. If you want legal advice about appealing, you should contact Vermont Legal Aid at 1-800-747-5022.


General Financial Assistance


Reach Up. Low-income households with children can receive a monthly payment; the amount depends on your income, housing costs, and household size. You may be eligible for some Reach Up even if you have income from work or disability benefits. You can own a house and a car, and you may be eligible even if you are living with other people who have high incomes. Many adults will have to meet a work search requirement or work requirement in order to get Reach Up. Reach Up can also make additional payments to help cover education or work-related needs, such as textbooks, car repairs, and work clothes. Apply through Vermont Department of Children and Families (DCF) Economic Services Division (1-800-287-0589).


Post-Secondary Education (PSE). Low-income parents who are attending college may be eligible for monthly payments from this program. The rules are very similar to Reach Up, but parents do not have work requirements while they are in school. Apply through Vermont Department of Children and Families (DCF) Economic Services Division (1-800-287- 0589).


Child Care Subsidies. Parents may get help paying for child care if they are in a school or training program, if they are working, or if they just need extra help taking care of their children. Apply through Vermont Department of Children and Families (DCF) (1-800-287-0589).


On Your Own, 2008 Edition 67


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